David Ramirez
$625,0004 bd2.5 ba2,860 sqft$219 /sqft$4,199 /mo all-in ↓

6626 CRESCENT LAKE DRIVE, LAKELAND, FL, 33813

Active51 days on marketListed Jun 19, 2026MLS #L4962906

Private poolSingle Family ResidenceCRESCENT LAKE

About this home

6626 CRESCENT LAKE DRIVE

Experience the perfect blend of elegance, craftsmanship, and tranquility in this exceptional 4 bedroom , 2.5 bath pool home offering 2,860 square feet of living space on nearly half an acre in desirable South Lakeland. From the moment you step through the double front entry doors, you'll be captivated by the breathtaking view of the pool and the home's thoughtfully designed architectural details. Rich in charter and artistry, the interior showcases faux finishes, hand painted murals, decorative ceilings, crown molding, 3.5 inch baseboards, custom plantation shutters throughout most of the home, and an abundance of quality craftsmanship rarely found today.The spacious living area are designed for both everyday comfort and entertaining, featuring surround sound throughout the main living spaces , a stunning gas fireplace and beautiful travertine flooring throughout the home, with luxury Vinyl in the bedrooms.The gourmet kitchen is appointed with custom cabinetry, granite countertops, and recent cabinet refinishing, creating a timeless and inviting space for gathering.The luxurious primary suite serves as a private retreat, complete with two oversized walk in closets, a spa inspired bath featuring a glamorous soaking tub, walk in shower, dual vanities, and a peaceful sitting area overlooking the pool which can be used for an office, gym or just a private area.Also a private screened courtyard off the primary suite provides the perfect place to enjoy your morning coffee or unwind at the end of the day.Outdoor living is equally impressive, with a pool area designed for relaxation and entertaining.Additional front exterior features stamped concrete walkways and driveway, enhancing the home's curb appeal and charm.Recent improvements include a new roof (2023) a propane tank replaced approximately two year ago and a water heater is 2018, offering added peace of mind to future homeowners.Conveniently located near shopping, dining, medical facilities, and top rated schools, this remarkable property offers a rare combination of luxury, privacy, and timeless beauty.All measurements are approximate and should be independently verified by the buyer.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,860

Sqft

0.4 ac

Lot size

2

Garage

1994

Year built

One

Levels

$219

Per sqft

Private poolFireplace

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesWest
ExteriorFrench Doors · Private Entrance · Private Yard

Community & fees

HOA fee$54/mo
Taxes (2025)$4,536/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,199 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$378
HOA fee — from the listing$54
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,199/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$378
HOA / condo fee$54
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$564KedgeAI estimate $642,490 · range $587K$729K$758K

vs edgeAI estimate

−2.7%

$/sqft vs Lakeland actives

$219 vs $194

Days on market

51 vs 44 typical

Where $219/sqft sits among the 400 Lakeland actives

75
137
103 · this home
40
19
26
$127–161$161–196$196–231$231–265$265–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 6626 CRESCENT LAKE DRIVE

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)59 min
Walt Disney World60 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33813 — neighborhood snapshot

Population

38,112

Median age

39.9

Median income

$96,723

Median home value

$330,100

Avg household

2.72

Households w/ children

5,079

For the school run

Polk County School District

ElementaryMedulla Elementary School★★★★
MiddleSouthwest Middle School★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

200 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the LAKELAND 33813 median. See the full Lakeland market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $625,000 · 51 days on market since
1994Built · CRESCENT LAKE

Reality check

What actually sold near 6626 CRESCENT LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

102 N SHORE LANESold · Oct ’25

$451,500

102 N SHORE LANE · same community

3 bd · 2 ba · 1,912 sqft · $236/sqft · 86 DOM

6801 CRESCENT OAKS CIRCLESold · Oct ’25

$692,500

6801 CRESCENT OAKS CIRCLE

4 bd · 3.5 ba · 2,894 sqft · $239/sqft · 4 DOM

126 WOODSIDE DRIVESold · Jul ’26

$565,000

126 WOODSIDE DRIVE

4 bd · 3 ba · 2,725 sqft · $207/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6626 CRESCENT LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6626 CRESCENT LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

6626 CRESCENT LAKE DRIVE FAQs

What would the monthly payment be for 6626 CRESCENT LAKE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,199/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6626 CRESCENT LAKE DRIVE?+

The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6626 CRESCENT LAKE DRIVE?+

The most recent tax bill on record (2025) was $4,536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6626 CRESCENT LAKE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $625,000, this home is listed about 84% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6626 CRESCENT LAKE DRIVE?+

Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DREAM REALTY GROUP · Brittany Reeves. MLS #L4962906.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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