448 LAKE HARRIS DRIVE, LAKELAND, FL, 33813
Active57 days on marketListed Jun 11, 2026MLS #L4962441
Come see it
Upcoming open house
Sun, Aug 9
11:00 AM – 2:00 PM
Open House!
About this home
448 LAKE HARRIS DRIVE
Nestled in a desirable gated community in South Lakeland, 448 Lake Harris Dr. offers the perfect blend of comfort, style, and waterfront living. Situated on an oversized corner lot, this meticulously maintained home features a beautifully updated kitchen, fresh interior paint, crown molding, updated lighting, a whole-home reverse osmosis system, a new roof (2017), and a versatile enclosed bonus room. The spacious primary suite provides a relaxing retreat with a whirlpool tub and large walk-in shower. Outside, enjoy your private backyard oasis complete with a cocktail pool and the property's true showpiece—a private dock on Lake Harris, offering breathtaking sunset views and an unmatched waterfront lifestyle. Additional highlights include an oversized three-car garage and a prime South Lakeland location close to shopping, dining, and major roadways. Don't miss this opportunity to enjoy beautiful lakefront living—schedule your private tour today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,340
Sqft
0.54 ac
Lot size
3
Garage
1998
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,968 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,968/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.6%
$/sqft vs Lakeland actives
$214 vs $195
Days on market
57 vs 42 typical
Where $214/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
198 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 448 LAKE HARRIS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$450,000
6259 BUTTERNUT DRIVE
3 bd · 2 ba · 2,302 sqft · $195/sqft · 3 DOM
Sold · Dec ’25$405,000
1044 STONEY CREEK DRIVE
4 bd · 2 ba · 2,252 sqft · $180/sqft · 22 DOM
Sold · Oct ’25$499,950
241 ASH LANE
4 bd · 3 ba · 2,245 sqft · $223/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 448 LAKE HARRIS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 448 LAKE HARRIS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
448 LAKE HARRIS DRIVE FAQs
What would the monthly payment be for 448 LAKE HARRIS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,968/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 448 LAKE HARRIS DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 448 LAKE HARRIS DRIVE?+
The most recent tax bill on record (2025) was $7,323. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 448 LAKE HARRIS DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $499,999, this home is listed about 47% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 448 LAKE HARRIS DRIVE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,999 runs 25% above the LAKELAND 33813 median — but at 2,340 sqft it's also 36% larger than the typical Lakeland listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $525,000, now $499,999 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Mari Meadows. MLS #L4962441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 448 LAKE HARRIS DRIVE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →