11 LOMA VERDE UNIT 11, LAKELAND, FL, 33813
Active68 days on marketListed May 31, 2026MLS #L4962333
About this home
11 LOMA VERDE UNIT 11
Motivated Seller! This maintenance free condo living is in one of the most desired waterfront communities. Located in Casa Loma, this cozy home features open living and dining area great for entertaining. The kitchen features granite counter tops, under cabinet lighting and stainless-steel appliances. The first level has scratch and water-resistant flooring and designer lighting. The master suite has a separate dressing room and lots of storage. This condo has a 2-car carport with a storage closet. Casa Loma is located on the South shore off Scott Lake consisting of 24 acres of park like setting. There are 2 pools, pickleball, tennis courts, playground, clubhouse, walking paths and a boat dock. Move in Ready! Schedule a showing today.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,444
Sqft
0.04 ac
Lot size
1975
Year built
Two
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,350 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,350/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$139 vs $195
Days on market
68 vs 42 typical
Where $139/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
199 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 LOMA VERDE UNIT 11
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$251,000
11 LOMA LINDA UNIT 11 · same community
3 bd · 3 ba · 1,878 sqft · $134/sqft · 61 DOM
Sold · Jul ’26$171,000
8 EL RECODO UNIT 8 · same community
2 bd · 2 ba · 1,328 sqft · $129/sqft · 112 DOM
Sold · Dec ’25$525,000
1307 EVERGREEN PARK CIRCLE
3 bd · 2 ba · 2,481 sqft · $212/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11 LOMA VERDE UNIT 11 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 LOMA VERDE UNIT 11 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11 LOMA VERDE UNIT 11 FAQs
What would the monthly payment be for 11 LOMA VERDE UNIT 11?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,350/mo — principal and interest, the actual property-tax bill, the $795/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 LOMA VERDE UNIT 11?+
The association fee works out to $795 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 LOMA VERDE UNIT 11?+
The most recent tax bill on record (2025) was $2,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 LOMA VERDE UNIT 11?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $339,000, this home is priced right at the Lakeland median.
Which schools are assigned to 11 LOMA VERDE UNIT 11?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33813 market on paper
$339,000 is 15% below the LAKELAND 33813 median of $400,000, and at $139/sqft it sits under the Lakeland average of $206.
02Know the monthly fee
The association fee is $795/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $349,000, now $339,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARPER REALTY FL, LLC · Katy Schofield. MLS #L4962333.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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