1 CASA LOMA WAY, LAKELAND, FL, 33813
Active151 days on marketListed Mar 9, 2026MLS #L4960088
About this home
1 CASA LOMA WAY
Experience lakefront living at its finest in this stunning 4-bedroom, 2.5-bath condo overlooking beautiful Scott Lake in the highly desirable Casa Loma community. With breathtaking water views from the main living area and the primary bedroom, this home offers the perfect blend of comfort, convenience, and serene natural beauty. Inside, the spacious floor plan features a formal living room, family room, dining area, and breakfast space, providing plenty of room for both everyday living and entertaining. The family room and dining area are highlighted by wall-to-wall sliding glass doors that open to a large screened lanai, creating a seamless indoor–outdoor living experience where you can relax and enjoy tranquil lake views or host guests in style. The kitchen is well-appointed with Corian countertops and newer appliances, making it both functional and inviting. Upstairs, all four bedrooms provide privacy and comfort. The expansive primary suite is a true retreat, featuring wall-to-wall sliding glass doors that lead to a private upper deck overlooking Scott Lake—the perfect place to enjoy morning coffee or unwind with a glass of wine while enjoying the beautiful unobstructed lake views. The three additional bedrooms are generously sized and share a spacious second bathroom. Living in Casa Loma means enjoying a resort-style lifestyle with amenities designed for easy, maintenance-free living. Monthly dues cover exterior maintenance, lawn care, water, sewer, community pools, clubhouse, and boat dock, allowing you more time to enjoy everything the community offers. Residents also have access to two community pools, walking trail, tennis and pickleball courts, and a community boat dock (space may be available for private boat). If you’ve been dreaming of peaceful lakefront living with incredible amenities and low-maintenance convenience, this exceptional Scott Lake condo in Casa Loma is an opportunity you won’t want to miss.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,700
Sqft
0.1 ac
Lot size
1980
Year built
Two
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$143 vs $195
Days on market
151 vs 42 typical
Where $143/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
198 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 CASA LOMA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$251,000
11 LOMA LINDA UNIT 11 · same community
3 bd · 3 ba · 1,878 sqft · $134/sqft · 61 DOM
Sold · Jul ’26$171,000
8 EL RECODO UNIT 8 · same community
2 bd · 2 ba · 1,328 sqft · $129/sqft · 112 DOM
Sold · Jul ’26$565,000
126 WOODSIDE DRIVE
4 bd · 3 ba · 2,725 sqft · $207/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 CASA LOMA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 CASA LOMA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1 CASA LOMA WAY FAQs
What would the monthly payment be for 1 CASA LOMA WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,005/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1 CASA LOMA WAY?+
The most recent tax bill on record (2025) was $4,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 CASA LOMA WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $385,000, this home is listed about 14% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1 CASA LOMA WAY?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKELAND 33813 market on paper
$385,000 is 4% below the LAKELAND 33813 median of $400,000, and at $143/sqft it sits under the Lakeland average of $206.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
151 days on market against a Lakeland median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $395,000, now $385,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REGAL REAL ESTATE LLC · Debbie Ward-Terry. MLS #L4960088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 1 CASA LOMA WAY but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →