David Ramirez
$345,0002 bd2 ba1,762 sqft$196 /sqft$2,865 /mo all-in ↓

6068 SWALLOW DRIVE, LAKELAND, FL, 33809

Active57 days on marketListed May 30, 2026MLS #L4962300

Fully furnishedSingle Family ResidenceSANDPIPER GOLF & COUNTRY CLUB PH 07

About this home

6068 SWALLOW DRIVE

7th Tee! Enjoy peaceful golf course living in this beautifully maintained, move-in-ready home located in the highly sought-after 55+ community of Sandpiper Golf & Country Club!! Charming brick paver walkway welcomes you into a spacious foyer and inviting interior. The formal living room features a picture window overlooking the front yard, while the expansive family room 12x28 is filled with natural light and showcases relaxing golf course views—ideal for entertaining or everyday living. The kitchen comes fully equipped with appliances and seamlessly connects to the dinette area, perfect for casual meals and morning coffee. The private primary suite offers a peaceful retreat with double sinks, a walk-in shower, and generous space. A split-bedroom layout provides added privacy, with a comfortable guest bedroom and nearby second bath ideal for visitors. Additional highlights include laundry area and a double-car garage with bug screen, creating a versatile and ventilated space for hobbies or storage. Enjoy a low HOA fee of just $150/month, including lawn care, cable, internet, clubhouse access, community pool, and pickleball/tennis courts. This community offers an active lifestyle with golf, fitness center, restaurant, billiards, library, and vibrant social opportunities. Conveniently located near shopping, medical facilities, I-4, and area attractions. Resort-style amenities with everyday convenience, come take a look today!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,762

Sqft

0.13 ac

Lot size

2

Garage

1989

Year built

One

Levels

$196

Per sqft

Golf Course viewFurnished55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGolf Course
FacesEast
ExteriorOther

Community & fees

HOA fee$150/mo
Taxes (2025)$4,452/yr
PetsYes
CommunityFitness Center · Golf Carts OK · Golf

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,865 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$371
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,075
Interest rate6.00%
Loan term

Estimated payment

$2,865/mo

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$371
HOA / condo fee$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $345K
$297KedgeAI estimate $316,829 · range $309K$335K$359K

vs edgeAI estimate

+8.9%

$/sqft vs Lakeland actives

$196 vs $195

Days on market

57 vs 33 typical

Where $196/sqft sits among the 400 Lakeland actives

84
121
111 · this home
38
18
28
$122–159$159–196$196–233$233–269$269–306$306+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sandpiper

Map of 6068 SWALLOW DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World40 min
Downtown Tampa42 min
Universal Orlando50 min
Tampa Int’l Airport (TPA)53 min
Downtown Orlando56 min
Orlando Int’l Airport (MCO)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Sandpiper — neighborhood snapshot

Population

1,739

Median age

66

Median income

$57,152

Median home value

$228,472

Avg household

2

Households w/ children

204

For the school run

Polk County School District

MiddleLake Gibson Middle School★★★★
ElementaryEdgar L. Padgett Elementary★★★★
HighLake Gibson Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

199 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the LAKELAND 33809 median. See the full Lakeland market guide →

Paper trail

This home's history

May 30, 2026Listed at $345,000 · 57 days on market since
1989Built · SANDPIPER GOLF & COUNTRY CLUB PH 07

Reality check

What actually sold near 6068 SWALLOW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6064 CONDOR DRIVESold · Feb ’26

$282,500

6064 CONDOR DRIVE · same community

3 bd · 2 ba · 1,645 sqft · $172/sqft · 39 DOM

6054 CRANE DRIVESold · Mar ’26

$313,000

6054 CRANE DRIVE · same community

3 bd · 2 ba · 1,915 sqft · $163/sqft · 184 DOM

6052 CONDOR DRIVESold · Feb ’26

$275,000

6052 CONDOR DRIVE · same community

2 bd · 2 ba · 1,397 sqft · $197/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6068 SWALLOW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6068 SWALLOW DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6068 SWALLOW DRIVE FAQs

What would the monthly payment be for 6068 SWALLOW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,865/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6068 SWALLOW DRIVE?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6068 SWALLOW DRIVE?+

The most recent tax bill on record (2025) was $4,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6068 SWALLOW DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $345,000, this home is listed about 1% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6068 SWALLOW DRIVE?+

Lake Gibson Middle School (middle), Edgar L. Padgett Elementary (elementary), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of STRAIGHT UP REALTY & PM LLC · Mary Kay Cook. MLS #L4962300.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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