607 KERNEYWOOD STREET, LAKELAND, FL, 33803
Active77 days on marketListed May 29, 2026MLS #L4962288
About this home
607 KERNEYWOOD STREET
Thoroughly reimagined for contemporary luxury, this meticulously curated 4 bedroom, 2 bathroom cottage offers an exceptional residential experience in the heart of Central Lakeland. Nestled within the highly coveted Kerneywood neighborhood, this location serves as the ultimate gateway to all things Lakeland. Residents will enjoy a prime location blocks away from top rated schools, Florida Southern College, the Common Ground playground, bike paths, and tennis courts, alongside effortless proximity to Lake Hollingsworth, downtown dining, Publix, and the Polk Parkway. Every square foot of this thoughtful renovation speaks to the discerning homeowner, offering complete peace of mind featuring a recently updated primary suite, replaced roof, updated HVAC systems, as well as a full home security system. The exterior has been exceptionally upgraded this year with new paint and durable Hardie board siding along the gables, soffit, and fascia. A special feature of the home is the primary suite which serves as a true sanctuary, boasting a versatile flex space ideal for an in home office, a private sitting area, or a nursery, completed by a dedicated inside laundry suite positioned perfectly off the main bedroom. Practical infrastructural upgrades include natural gas integration and a dedicated exterior generator plug in. Outside, the grounds are an absolute gardener’s paradise, framed by mature landscaping and punctuated by an expansive pavered patio and backyard lounge designed for quiet morning coffee or weekend entertaining. Everyday convenience is further realized through ample guest parking. Capping off this masterfully designed property is an abundance of organization options, featuring incredible interior storage solutions and multiple detached exterior storage structures. Combining classic character with uncompromising modernity, this Kerneywood home is a rare find.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,100
Sqft
0.17 ac
Lot size
1948
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,422 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,422/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.9%
$/sqft vs CLEVELAND HEIGHTS
$238 vs $187
Days on market
77 vs 45 typical
Where $238/sqft sits among the 9 homes for sale in CLEVELAND HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hollingsworth
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Hollingsworth — neighborhood snapshot
Population
3,551
Median age
41
Median income
$122,863
Median home value
$383,750
Avg household
3
Households w/ children
439
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $317K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
4 of 9
CLEVELAND HEIGHTS have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 607 KERNEYWOOD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$380,000
818 WOODWARD STREET · same community
3 bd · 3 ba · 1,954 sqft · $194/sqft · 50 DOM
Sold · Sep ’25$412,000
2816 FAIRMOUNT AVENUE · same community
3 bd · 2.5 ba · 2,396 sqft · $172/sqft · 123 DOM
Sold · Apr ’26$500,000
1157 E EDGEWOOD DRIVE · same community
3 bd · 3 ba · 1,643 sqft · $304/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 607 KERNEYWOOD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 607 KERNEYWOOD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
607 KERNEYWOOD STREET FAQs
What would the monthly payment be for 607 KERNEYWOOD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,422/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 607 KERNEYWOOD STREET?+
The most recent tax bill on record (2025) was $1,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $499,900, this home is listed about 48% above the Lakeland median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 607 KERNEYWOOD STREET?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Maggie Olivera. MLS #L4962288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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