David Ramirez
$500,000$559,0004 bd3 ba2,868 sqft$174 /sqft$3,460 /mo all-in ↓

901 WOODWARD STREET, LAKELAND, FL, 33803

Active141 days on marketListed Mar 26, 2026MLS #L4960632

Reduced $59KPrivate poolSingle Family ResidenceCLEVELAND HEIGHTS

About this home

901 WOODWARD STREET

NOWS THE TIME! Welcome to this recently reduced spacious 4-bedroom, 3-bath pool home located in the highly desirable Cleveland Heights neighborhood of Lakeland. Situated on a large .36-acre lot, this property offers nearly 2,900 square feet of living space with room to spread out both inside and out. This solid brick home features a functional and versatile layout, including both a formal living room and formal dining room, along with a comfortable family room highlighted by beautiful wood floors. The updated kitchen and newer windows add value and peace of mind, while the generously sized bedrooms provide flexibility for families, guests, or home office needs. Step outside to enjoy the large screened-in pool and expansive backyard, complete with a small workshop and additional shed—perfect for storage, hobbies, or projects. Location is everything, and this home delivers—just a short walk to Cleveland Heights Golf Course and its restaurant, Common Ground Park, local tennis facilities, and scenic walking paths. Homes in this area are known for their character, proximatry to downtown and Lake Hollingsworth. Whether you’re looking for a move-in ready home or one with additional upside potential to add your creative flair to, this property offers a rare opportunity in one of Lakeland’s most established neighborhoods. Home is being sold AS-IS for sellers convenience.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,868

Sqft

0.36 ac

Lot size

1

Garage

1967

Year built

One

Levels

$174

Per sqft

Private pool

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesNorth
ExteriorStorage

Community & fees

Taxes (2025)$1,621/yr

Utilities & systems

UtilitiesPublic
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,460 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,460/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$364KedgeAI estimate $557,630 · range $379K$665K$692K

vs edgeAI estimate

−10.3%

$/sqft vs CLEVELAND HEIGHTS

$174 vs $238

Days on market

141 vs 45 typical

Where $174/sqft sits among the 9 homes for sale in CLEVELAND HEIGHTS

4 · this home
2
0
1
0
2
$174–213$213–252$252–291$291–330$330–369$369+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewood

Map of 901 WOODWARD STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Walt Disney World49 min
Tampa Int’l Airport (TPA)51 min
Universal Orlando59 min
Downtown Orlando65 min
Orlando Int’l Airport (MCO)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Edgewood — neighborhood snapshot

Population

1,504

Median age

38

Median income

$62,330

Median home value

$227,735

Avg household

2

Households w/ children

176

For the school run

Polk County School District

ElementaryCleveland Court Elementary School★★★★
MiddleSouthwest Middle School★★★★
HighLakeland Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$317K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

4 of 9

CLEVELAND HEIGHTS have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the LAKELAND 33803 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $500,000 $59K
Mar 26, 2026Listed at $559,000 · 141 days on market since
1967Built · CLEVELAND HEIGHTS

Reality check

What actually sold near 901 WOODWARD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

618 CHESTER DRIVESold · Sep ’25

$304,000

618 CHESTER DRIVE · same community

5 bd · 3 ba · 2,726 sqft · $112/sqft · 157 DOM

2804 CLEVELAND HEIGHTS BOULEVARDSold · Feb ’26

$602,500

2804 CLEVELAND HEIGHTS BOULEVARD · same community

3 bd · 2.5 ba · 3,077 sqft · $196/sqft · 152 DOM

911 SAGAMORE STREETSold · Mar ’26

$585,000

911 SAGAMORE STREET · same community

3 bd · 2.5 ba · 2,574 sqft · $227/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 901 WOODWARD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 901 WOODWARD STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

901 WOODWARD STREET FAQs

What would the monthly payment be for 901 WOODWARD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,460/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 901 WOODWARD STREET?+

The most recent tax bill on record (2025) was $1,621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $500,000, this home is listed about 48% above the Lakeland median of $338,000. The market section on this page shows how the area is trending.

Which schools are assigned to 901 WOODWARD STREET?+

Cleveland Court Elementary School (elementary), Southwest Middle School (middle), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$500,000 runs 68% above the LAKELAND 33803 median — but at 2,868 sqft it's also 66% larger than the typical Lakeland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

141 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Cleveland Court Elementary School, Southwest Middle School, Lakeland Senior High School — Cleveland Court Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $559,000, now $500,000 — a $59K cut. The full history is in the market section below.

Listing courtesy of HOMETRUST REAL ESTATE & PTY MGT · Kristi Grady. MLS #L4960632.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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