4120 ORANGE AVENUE, MULBERRY, FL, 33860
Active67 days on marketListed May 26, 2026MLS #L4962222
About this home
4120 ORANGE AVENUE
****HUGE PRICE DECREASE****SELLER WILL HELP WITH CLOSING COSTS, with acceptable offer****Welcome to this newly renovated 6-bedroom, 4.5-bath home situated on a spacious .38-acre lot at the end of a quiet cul-de-sac in unincorporated Polk County. Offering 2,255 sq ft of living space, solid block construction, and multiple bonus structures, this property delivers exceptional flexibility for families, investors, or multigenerational living. A long, house-length covered front porch creates a warm welcome and the perfect place to relax. Inside, the home features an open, updated layout with no carpeting, making it both modern and low-maintenance. The kitchen is brightened by skylights and includes a gas stove that can easily be converted back to electric. A dedicated mud room adds everyday convenience and storage. The oversized master bedroom offers enough space to convert into a mother-in-law suite, giving you even more options for privacy or multigenerational living. This property also includes multiple expansion and income-producing opportunities: Two attached unfinished efficiency units at the rear of the home — ideal for future guest suites, rentals, workspace, or multigenerational living. A detached unfinished ADU in the backyard, perfect for a studio, rental unit, or workshop. A fully fenced backyard offering privacy, security, and plenty of room for pets, gardening, or outdoor entertaining. With no HOA, you have the freedom to customize, expand, or develop the property to fit your needs. Located minutes from Mulberry, Lakeland, shopping, dining, and major roadways, this home offers both convenience and a peaceful setting. Recent Updates & Features Metal roof: 2025, HVAC systems: 2021 & 2022, Hot water heater: 2008, Well pump motor: 2021, Well water tank: 2023, Septic tank: original tank, Drainfield 2026
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
2,255
Sqft
0.38 ac
Lot size
1975
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,919 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,919/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Mulberry actives
$186 vs $183
Days on market
67 vs 29 typical
Where $186/sqft sits among the 88 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Willow Oak
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Willow Oak — neighborhood snapshot
Population
7,427
Median age
27
Median income
$56,239
Median home value
$197,969
Avg household
4
Households w/ children
1,210
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$318K → $315K
Mulberry median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
46 of 88
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4120 ORANGE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4120 ORANGE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4120 ORANGE AVENUE FAQs
What would the monthly payment be for 4120 ORANGE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,919/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4120 ORANGE AVENUE?+
The most recent tax bill on record (2025) was $1,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4120 ORANGE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $420,000, this home is listed about 34% above the Mulberry median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4120 ORANGE AVENUE?+
Purcell Elementary School (elementary), Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$420,000 runs 43% above the MULBERRY 33860 median — but at 2,255 sqft it's also 28% larger than the typical Mulberry listing.
02Time on market is leverage
67 days on market against a Mulberry median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $450,000, now $420,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Lisa Ford. MLS #L4962222.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Mulberry homes, in your inbox
Like 4120 ORANGE AVENUE but not quite? A daily digest of every new listing in Mulberry — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →