323 HARBOUR WAY, MULBERRY, FL, 33860
Active39 days on marketListed Jun 15, 2026MLS #S5151964
About this home
323 HARBOUR WAY
Welcome to 323 Harbour Way, where comfort, space, and location come together in one of Mulberry's most sought-after communities—Bridgeport Lakes.Imagine starting your mornings with a cup of coffee while enjoying the peaceful backdrop of mature trees behind your home, knowing that beyond the wooded buffer lies a tranquil water view that adds an extra sense of privacy and serenity. Unlike many newer construction neighborhoods where homes are built close together on smaller lots, this property offers a noticeably deeper and larger backyard, creating room to relax, entertain, play, garden, or simply enjoy the outdoors.Built in 2019, this beautifully maintained home offers modern construction, thoughtful design, and the peace of mind that comes with a newer home. The open-concept layout creates a seamless flow between the living, dining, and kitchen areas, making everyday living and entertaining effortless. Natural light fills the home, creating a warm and inviting atmosphere from the moment you step inside.Located in the highly desirable Bridgeport Lakes community, residents enjoy a convenient location with easy access to Lakeland, Bartow, and South Lakeland employment centers, as well as shopping, dining, schools, parks, and major transportation routes. Whether you're commuting to work, heading out for an evening with friends, or enjoying everything Central Florida has to offer, you'll appreciate being close to it all while still coming home to a peaceful neighborhood setting.If you've been searching for a newer home with a larger homesite, added privacy, and a location that perfectly balances convenience and tranquility, 323 Harbour Way deserves a place at the top of your list. Schedule your private showing today and discover why this exceptional property stands out from the rest.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,168
Sqft
0.23 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,386 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,386/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
$/sqft vs Mulberry actives
$193 vs $186
Days on market
39 vs 29 typical
Where $193/sqft sits among the 85 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mulberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
MULBERRY 33860 — neighborhood snapshot
Population
25,617
Median age
34.3
Median income
$62,779
Median home value
$221,400
Avg household
2.93
Households w/ children
3,311
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$318K → $315K
Mulberry median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
47 of 85
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 323 HARBOUR WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$340,000
134 ST THOMAS DRIVE · same community
3 bd · 2 ba · 2,025 sqft · $168/sqft · 9 DOM
Sold · Dec ’25$390,000
113 ST THOMAS DRIVE · same community
4 bd · 3 ba · 2,370 sqft · $165/sqft · 203 DOM
Sold · Jun ’26$405,000
185 ST THOMAS DRIVE · same community
4 bd · 3 ba · 2,370 sqft · $171/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 323 HARBOUR WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 323 HARBOUR WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
323 HARBOUR WAY FAQs
What would the monthly payment be for 323 HARBOUR WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,386/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 323 HARBOUR WAY?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 323 HARBOUR WAY?+
The most recent tax bill on record (2025) was $5,991. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 323 HARBOUR WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $419,000, this home is listed about 34% above the Mulberry median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 323 HARBOUR WAY?+
Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$419,000 runs 43% above the MULBERRY 33860 median — but at 2,168 sqft it's also 23% larger than the typical Mulberry listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $425,000, now $419,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Chris Loschiavo. MLS #S5151964.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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