David Ramirez
$142,000$149,0002 bd2 ba1,080 sqft$131 /sqft$1,229 /mo all-in ↓

4231 OAK LOOP UNIT 51, MULBERRY, FL, 33860

Active57 days on marketListed May 23, 2026MLS #L4962162

Priced 51% below the MULBERRY 33860 medianReduced $7KCondominiumMEADOW OAKS A CONDO

About this home

4231 OAK LOOP UNIT 51

Impeccably maintained 2-bedroom condo located in the highly sought-after Meadow Oaks community. This move-in ready home offers a comfortable and low-maintenance lifestyle and includes select furnishings. The HOA provides exterior maintenance, grounds maintenance, cable, internet, and access to community amenities, helping simplify everyday living. Residents can also enjoy the community pool and beautifully maintained common areas. Conveniently located near shopping, dining, schools, and major roadways, this property offers easy access to everything the area has to offer. Don’t miss this opportunity to own in Meadow Oaks.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,080

Sqft

0.03 ac

Lot size

1983

Year built

One

Levels

$131

Per sqft

PartiallyPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Living Room/Dining Room Combo · Thermostat · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionStucco · Vinyl Siding · Wood Frame
FoundationSlab
FacesSoutheast
ParkingAssigned · Covered · Driveway
ExteriorLighting · Sliding Doors

Community & fees

Taxes (2025)$2,043/yr
PetsYes
CommunityBuyer Approval Required · Deed Restrictions · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,229 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$836
FHA mortgage insurance (est.)$63
Property tax — 2025 actual bill$170
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,970Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,970
Interest rate6.00%
Loan term

Estimated payment

$1,229/mo

Principal & interest$836
FHA mortgage insurance (est.)$63
Property taxes (actual bill)$170
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $142K
$121KedgeAI estimate $164,804 · range $126K$185K$193K

vs edgeAI estimate

−13.8%

$/sqft vs Mulberry actives

$131 vs $183

Days on market

57 vs 29 typical

Where $131/sqft sits among the 85 Mulberry actives

11 · this home
10
19
19
16
10
$115–136$136–157$157–178$178–199$199–220$220+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Imperial Lakes

Map of 4231 OAK LOOP UNIT 51 inside its neighborhood boundary

Drive times from this address

Downtown Tampa53 min
Walt Disney World67 min
Tampa Int’l Airport (TPA)67 min

Get to know Mulberry. See the full Mulberry guide →

Imperial Lakes — neighborhood snapshot

Population

5,339

Median age

39

Median income

$78,610

Median home value

$285,515

Avg household

3

Households w/ children

616

For the school run

Polk County School District

ElementaryJames W. Sikes Elementary School★★★★★
HighMulberry Senior High School★★★★
MiddleMulberry Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mulberry market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$318K$315K

Mulberry median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

48 of 85

Mulberry actives have cut their price

Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the MULBERRY 33860 median. See the full Mulberry market guide →

Paper trail

This home's history

CurrentPrice reduced to $142,000 $7K
May 23, 2026Listed at $149,000 · 57 days on market since
1983Built · MEADOW OAKS A CONDO

Reality check

What actually sold near 4231 OAK LOOP UNIT 51

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4241 OAK LOOPSold · Sep ’25

$153,000

4241 OAK LOOP · same community

2 bd · 2 ba · 1,080 sqft · $142/sqft · 60 DOM

4243 OAK LOOPSold · Dec ’25

$146,000

4243 OAK LOOP · same community

2 bd · 2 ba · 968 sqft · $151/sqft · 137 DOM

3936 OAK LOOP UNIT 7Sold · Mar ’26

$140,000

3936 OAK LOOP UNIT 7 · same community

2 bd · 2 ba · 968 sqft · $145/sqft · 154 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4231 OAK LOOP UNIT 51 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4231 OAK LOOP UNIT 51 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4231 OAK LOOP UNIT 51 FAQs

What would the monthly payment be for 4231 OAK LOOP UNIT 51?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,229/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4231 OAK LOOP UNIT 51?+

The most recent tax bill on record (2025) was $2,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4231 OAK LOOP UNIT 51?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mulberry?+

At $142,000, this home is listed about 55% below the Mulberry median of $312,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4231 OAK LOOP UNIT 51?+

James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REMAX EXPERTS · Jake Bellamy. MLS #L4962162.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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