4153 OAK LOOP UNIT 0, MULBERRY, FL, 33860
Active75 days on marketListed May 5, 2026MLS #L4961647
About this home
4153 OAK LOOP UNIT 0
WELCOME HOME, this beautiful 2024 built condo offering modern style, comfort and convenience. This spacious 2 bedroom, 2 bathroom 1 floor condo is perfect for that first time owner or those owners that are looking to downsize, this condo features open concept floor plan, contemporary kitchen with washer/dryer hookup, master bedroom includes walk in closet, second bedroom has flexible use, enjoy peace of mind that come with new construction in a quite small neighborhood in the Imperial Lakes Area. Community offers, heated pool, pool house, meeting room, community kitchen, and much more.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,195
Sqft
0.03 ac
Lot size
2024
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,535 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,535/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs Mulberry actives
$151 vs $183
Days on market
75 vs 29 typical
Where $151/sqft sits among the 84 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$318K → $315K
Mulberry median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
48 of 84
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 4153 OAK LOOP UNIT 0
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$180,000
4056 OAK LOOP UNIT 100 · same community
2 bd · 2 ba · 1,195 sqft · $151/sqft · 191 DOM
Sold · Apr ’26$165,000
4058 OAK LOOP UNIT 99 · same community
2 bd · 2 ba · 1,195 sqft · $138/sqft · 306 DOM
Sold · Sep ’25$153,000
4241 OAK LOOP · same community
2 bd · 2 ba · 1,080 sqft · $142/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4153 OAK LOOP UNIT 0 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4153 OAK LOOP UNIT 0 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4153 OAK LOOP UNIT 0 FAQs
What would the monthly payment be for 4153 OAK LOOP UNIT 0?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,535/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4153 OAK LOOP UNIT 0?+
The most recent tax bill on record (2025) was $2,840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4153 OAK LOOP UNIT 0?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $179,900, this home is listed about 42% below the Mulberry median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4153 OAK LOOP UNIT 0?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MULBERRY 33860 market on paper
$179,900 is 39% below the MULBERRY 33860 median of $296,000, and at $151/sqft it sits under the Mulberry average of $181.
02Time on market is leverage
75 days on market against a Mulberry median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $185,000, now $179,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DJ DELGADO MANAGEMENT GROUP · DJ Delgado. MLS #L4961647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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