David Ramirez
$414,500$419,9003 bd2 ba1,769 sqft$234 /sqft$2,931 /mo all-in ↓

2331 PEPPERCORN STREET, KISSIMMEE, FL, 34741

Active81 days on marketListed May 22, 2026MLS #L4962084

Reduced $5KPrivate poolSingle Family ResidenceSHADOW BAY UNIT 4

About this home

2331 PEPPERCORN STREET

New Price! Awesome Home at Great Value! Listed below recent appraisal! Check out this fantastic pool home with a 3 car garage, perfectly tucked away in a quiet neighborhood yet close to everything Kissimmee has to provide. From the moment you step inside, you’ll love the floor plan with a direct view to the gorgeous pool! Ceramic tile flooring flows through the main living areas ideal for both everyday living and entertaining, while plush carpet in the bedrooms adds comfort underfoot. The floor plan includes an eat-in kitchen, family room, formal dining room, formal living room, and outdoor living space. The primary suite has 2 closets, sliding doors to the pool area, and its own ensuite bathroom with double vanities and step-in shower. Step through sliding glass doors to the covered lanai, the perfect place to unwind with a good book, host friends, or watch your family play in the fenced backyard that offers space to play or simply relax in the Florida sunshine. Step into your own private paradise with a resort-style backyard designed for both relaxation and entertaining. The stunning resort style pool area is surrounded by lush tropical landscaping that creates a peaceful, vacation-like setting right at home. Premium turf adds beauty and functionality with a clean, manicured look year-round while minimizing maintenance and mud. Whether you’re hosting friends, enjoying family time, or unwinding after a long day, this outdoor oasis offers the perfect blend of luxury, comfort, and low-maintenance living. Recent updates and upgrades include a New roof, New Hot Water 2026, New AC, New fresh paint, New bathroom sinks and plumbing fixtures, Kitchen cabinet refresh, Premium turf in the backyard, New pool pump, and much more! You’ll appreciate the convenience of a fantastic central location - close to shopping, dining, schools, and medical facilities! Don’t miss the chance to make this Kissimmee home your own. Schedule your private showing today and start living the lifestyle you’ve been waiting for!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,769

Sqft

0.22 ac

Lot size

3

Garage

1987

Year built

One

Levels

$234

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Range · Refrigerator
InteriorOpen Floorplan · Other · Vaulted Ceiling(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionStucco · Wood Frame
FoundationSlab
FacesWest
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$25/mo
Taxes (2025)$1,475/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,931 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,440
FHA mortgage insurance (est.)$183
Property tax — 2025 actual bill$123
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,508Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,508
Interest rate6.00%
Loan term

Estimated payment

$2,931/mo

Principal & interest$2,440
FHA mortgage insurance (est.)$183
Property taxes (actual bill)$123
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$367KedgeAI estimate $466,598 · range $383K$581K$605K

vs edgeAI estimate

−11.2%

$/sqft vs Kissimmee actives

$234 vs $209

Days on market

81 vs 55 typical

Where $234/sqft sits among the 400 Kissimmee actives

83
125
105 · this home
44
15
28
$151–182$182–213$213–244$244–275$275–306$306+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Shadow Bay

Map of 2331 PEPPERCORN STREET inside its neighborhood boundary

Drive times from this address

Walt Disney World22 min
Universal Orlando26 min
Orlando Int’l Airport (MCO)28 min
Downtown Orlando29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Shadow Bay — neighborhood snapshot

Population

1,882

Median age

34

Median income

$67,867

Median home value

$395,700

Avg household

3

Households w/ children

282

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementaryKissimmee Elementary School★★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

184 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $414,500 $5K
May 22, 2026Listed at $419,900 · 81 days on market since
1987Built · SHADOW BAY UNIT 4

Reality check

What actually sold near 2331 PEPPERCORN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2510 JANET STREETSold · Apr ’26

$350,000

2510 JANET STREET

3 bd · 2 ba · 1,776 sqft · $197/sqft · 104 DOM

601 ROBERT STREETSold · Apr ’26

$409,000

601 ROBERT STREET

4 bd · 2 ba · 1,779 sqft · $230/sqft · 13 DOM

673 LINCOLN STREETSold · Jan ’26

$372,000

673 LINCOLN STREET

3 bd · 3 ba · 1,758 sqft · $212/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2331 PEPPERCORN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2331 PEPPERCORN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

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Goes straight to David’s phone and CRM.

Straight answers

2331 PEPPERCORN STREET FAQs

What would the monthly payment be for 2331 PEPPERCORN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,931/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2331 PEPPERCORN STREET?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2331 PEPPERCORN STREET?+

The most recent tax bill on record (2025) was $1,475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2331 PEPPERCORN STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $414,500, this home is listed about 9% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2331 PEPPERCORN STREET?+

Kissimmee Middle School (middle), Kissimmee Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$414,500 runs 97% above the KISSIMMEE 34741 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $419,900, now $414,500 — a $5K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY · Christina Moore. MLS #L4962084.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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