David Ramirez
$565,000$575,0004 bd2.5 ba2,278 sqft$248 /sqft$3,672 /mo all-in ↓

10049 QUINN ROAD, POLK CITY, FL, 33868

Active97 days on marketListed May 5, 2026MLS #L4961657

Reduced $10KPrivate poolSingle Family ResidenceCLEARWATER LK ESTATES

About this home

10049 QUINN ROAD

Escape to the peaceful countryside while enjoying the convenience of Central Florida living. Situated on nearly an acre with no HOA, this custom-built 4-bedroom, 2.5-bath home offers 2,278 square feet of thoughtfully designed living space, a dedicated office, and exceptional versatility. Inside, you’ll find luxury vinyl plank flooring throughout the home, with tile in the kitchen and bathrooms, a 5-ton A/C system, energy-efficient double-pane windows, smart locks, a Nest thermostat, wired security cameras, and hurricane shutters for added storm preparedness and peace of mind. The spacious kitchen features abundant cabinetry, generous counter space, stainless steel appliances, a new dishwasher (2025), and a charming bay window breakfast nook. The primary suite delivers a spa-like retreat with a natural stone double shower and a sauna equipped with Bluetooth, speakers, and color-changing lighting. Outdoor living is designed for both relaxation and recreation with a screened, heated in-ground pool, bonfire pit, garden area, mature fruit trees including lemon, loquat, and mulberry, a muscadine grapevine, multiple animal pens with shelters, chicken coops, and water lines—offering flexibility for gardening, animals, and hobby farm use. A standout feature is the 20’ x 36’ insulated metal building (2023) complete with concrete floors, 220-volt electrical service, LED lighting, a roll-up door, dedicated breaker box, and a 2-ton A/C unit (2024). Additional improvements include a separate insulated workshop, a covered two-car metal carport, two metal storage sheds, 30- and 50-amp RV hookups, and a whole-home water purification system. Energy-efficient upgrades include paid-off solar panels, an 80-gallon solar water heater, a Generac Guardian 16kW generator with a dedicated 250-gallon propane tank. Conveniently located between Tampa and Orlando, the property offers the privacy and flexibility of country living while remaining close to everyday conveniences. Approximate distances include Walt Disney World (22 miles), Orlando (44 miles), Tampa (45 miles), and Clearwater Beach (68 miles). Whether you’re looking for space to spread out, room for hobbies, or a property designed for both work and play, this one offers a rare combination of comfort, functionality, and opportunity. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,278

Sqft

0.94 ac

Lot size

2006

Year built

Two

Levels

$248

Per sqft

Private pool

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Solar Hot Water · Washer · Water Softener
InteriorEating Space In Kitchen · Sauna · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationCrawlspace · Slab
FacesWest
ExteriorFrench Doors · Hurricane Shutters · Lighting · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$3,016/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Propane · Solar · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,672 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,049
PMI (est., until 20% equity)$212
Property tax — 2025 actual bill$251
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,500
Interest rate6.00%
Loan term

Estimated payment

$3,672/mo

Principal & interest$3,049
PMI (est., until 20% equity)$212
Property taxes (actual bill)$251
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Polk City actives

$248 vs $280

Days on market

97 vs 54 typical

Where $248/sqft sits among the 80 Polk City actives

31
16 · this home
16
7
4
6
$147–220$220–292$292–365$365–437$437–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Polk City

Map of 10049 QUINN ROAD

Drive times from this address

Walt Disney World33 min
Universal Orlando43 min
Downtown Tampa46 min
Downtown Orlando49 min
Orlando Int’l Airport (MCO)54 min
Tampa Int’l Airport (TPA)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★
HighTenoroc High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$280K$290K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

43 of 80

Polk City actives have cut their price

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1053% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

CurrentPrice reduced to $565,000 $10K
May 5, 2026Listed at $575,000 · 97 days on market since
2006Built · CLEARWATER LK ESTATES

Reality check

What actually sold near 10049 QUINN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

410 NOLANE LANESold · Dec ’25

$510,000

410 NOLANE LANE

4 bd · 3 ba · 2,233 sqft · $228/sqft · 73 DOM

352 MEANDERING WAYSold · May ’26

$595,000

352 MEANDERING WAY

3 bd · 2 ba · 2,214 sqft · $269/sqft · 8 DOM

646 4TH STREETSold · Sep ’25

$264,500

646 4TH STREET

5 bd · 3 ba · 2,160 sqft · $122/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10049 QUINN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10049 QUINN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

10049 QUINN ROAD FAQs

What would the monthly payment be for 10049 QUINN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,672/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10049 QUINN ROAD?+

The most recent tax bill on record (2025) was $3,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Polk City?+

At $565,000, this home is listed about 41% above the Polk City median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10049 QUINN ROAD?+

Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$565,000 runs 1053% above the POLK CITY 33868 median — but at 2,278 sqft it's also 39% larger than the typical Polk City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $575,000, now $565,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY · Adrianna Darr. MLS #L4961657.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Polk City homes, in your inbox

Like 10049 QUINN ROAD but not quite? A daily digest of every new listing in Polk City — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 10, 2026 at 5:36 PM UTC. The listing information on this page last changed on August 10, 2026 at 5:36 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 10, 2026 at 5:36 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 10, 2026 at 5:36 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.