
614 W SHADY LANE, LAKELAND, FL, 33803
Active114 days on marketListed Apr 14, 2026MLS #L4960751
About this home
614 W SHADY LANE
Virtually Staged. Price Improvement!! Welcome to this spacious and beautifully updated 3-bedroom, 1-bath home offering 1,644 square feet of living space, perfectly situated in the heart of Lakeland. As you step inside, you’re greeted by an abundance of natural light pouring through oversized windows, highlighting the warm wood flooring that flows throughout the main living areas and bedrooms. The layout moves seamlessly from the main living area into the kitchen, with a dining space just off to the side—ideal for both everyday living and entertaining. The kitchen features updated cabinetry, modern hardware, and stainless-steel appliances, while durable tile flooring extends into a versatile bonus room—perfect for a second living area, home office, gym, or flex space to fit your needs. Each bedroom offers comfortable space and natural light, and the thoughtful layout maximizes the home’s generous square footage. Recent updates provide peace of mind, including a brand-new air-conditioning system installed in April 2026, along with fresh interior and exterior paint, giving the home a clean, move-in-ready feel. A single-car garage adds convenience and additional storage. Step outside to enjoy a large, oversized fenced yard with fresh landscaping—an ideal private retreat for entertaining, pets, or simply relaxing. Located in Lakeland’s desirable 33803 area, this home offers the perfect balance of space, updates, and location. Just minutes from downtown Lakeland, you’ll enjoy easy access to local dining, shopping, parks, and entertainment, including Bonnet Springs Park, Lake Hollingsworth, and the charm of Hollis Garden. Positioned along the I-4 corridor, you’re also conveniently located between Tampa and Orlando, with world-class attractions, Gulf Coast beaches, and Atlantic shoreline all within reach. Whether you’re a first-time buyer or looking to right-size, this home offers comfort, flexibility, and a prime Central Florida lifestyle. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,644
Sqft
0.22 ac
Lot size
1
Garage
1953
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.2%
$/sqft vs Lakeland actives
$167 vs $195
Days on market
114 vs 43 typical
Where $167/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Camphor Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Camphor Heights — neighborhood snapshot
Population
1,239
Median age
40
Median income
$62,406
Median home value
$315,300
Avg household
2
Households w/ children
129
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
198 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 614 W SHADY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$307,000
525 SUSAN DRIVE · same community
3 bd · 2 ba · 1,627 sqft · $189/sqft · 61 DOM
Sold · Jul ’26$407,500
507 W BEACON ROAD · same community
3 bd · 2 ba · 1,515 sqft · $269/sqft · 25 DOM
Sold · Jul ’26$250,000
725 LOUISE DRIVE · same community
3 bd · 1.5 ba · 1,365 sqft · $183/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 614 W SHADY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 614 W SHADY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
614 W SHADY LANE FAQs
What would the monthly payment be for 614 W SHADY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 614 W SHADY LANE?+
The most recent tax bill on record (2025) was $3,734. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $274,900, this home is listed about 19% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 614 W SHADY LANE?+
Dixieland Elementary School (elementary), Southwest Middle School (middle), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33803 market on paper
$274,900 is 6% below the LAKELAND 33803 median of $292,450, and at $167/sqft it sits under the Lakeland average of $206.
02Time on market is leverage
114 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,900, now $274,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Jason Stone. MLS #L4960751.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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