224 VALENCIA RIDGE DRIVE, AUBURNDALE, FL, 33823
Active149 days on marketListed Mar 7, 2026MLS #L4960032
About this home
224 VALENCIA RIDGE DRIVE
Virtually Staged. Experience modern waterfront living in this newly built (2024), never-lived-in 4-bedroom, 3-bath, 2,533 SF single-family home designed for comfort, efficiency, and effortless everyday living. A standout feature is the thoughtfully designed multi-generational suite, complete with its own private entrance and full bathroom—an ideal space for in-laws, guests, long-term visitors, or a dedicated work-from-home retreat. Additionally, every bathroom is equipped with a bidet! The open floor plan centers around a beautifully appointed gourmet kitchen featuring GE Profile stainless steel appliances, an oversized island with additional storage, and elegant custom cabinetry. Porcelain tile flooring flows throughout, enhancing the home’s clean, contemporary aesthetic. Large windows and a three-panel sliding glass door frame peaceful views of Lake Medora, creating a seamless connection between indoor and outdoor living. The screened lanai includes an outdoor-kitchen-ready outlet, perfect for lakeside dining and gatherings. The owner’s suite offers a serene escape with tranquil lake views, a custom walk-in closet, and a spa-inspired bathroom. Additional upgrades include insulated windows, an insulated garage door, finished garage walls, and an AO Smith hybrid water heater. Residents enjoy resort-style amenities including gated entry, multiple lake access points, fishing piers, boat ramps, a clubhouse with full kitchen, three pools (one heated), tennis, basketball, and pickleball courts, plus a state-of-the-art fitness center with saunas. Enjoy golf-cart or walking access to the Water Ridge clubhouse and its regularly hosted community activities. Call this home today—you’ll be glad you did.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,533
Sqft
0.21 ac
Lot size
2
Garage
2024
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,054 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,054/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.4%
$/sqft vs WATER RIDGE SUB
$282 vs $269
Days on market
149 vs 62 typical
Where $282/sqft sits among the 7 homes for sale in WATER RIDGE SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Water Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Water Ridge — neighborhood snapshot
Population
256
Median age
46
Median income
$66,839
Median home value
$255,481
Avg household
3
Households w/ children
24%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $345K
Auburndale median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
3 of 7
WATER RIDGE SUB have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 224 VALENCIA RIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$474,000
544 WATERFERN TRAIL DRIVE · same community
3 bd · 3.5 ba · 2,475 sqft · $192/sqft · 806 DOM
Sold · Aug ’25$650,000
505 ADAMS VIEW LANE · same community
3 bd · 3 ba · 2,595 sqft · $250/sqft · 51 DOM
Sold · Feb ’26$734,561
481 WATERFERN TRAIL DRIVE · same community
4 bd · 3 ba · 2,470 sqft · $297/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 224 VALENCIA RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 224 VALENCIA RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
224 VALENCIA RIDGE DRIVE FAQs
What would the monthly payment be for 224 VALENCIA RIDGE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,054/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 224 VALENCIA RIDGE DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 224 VALENCIA RIDGE DRIVE?+
The most recent tax bill on record (2025) was $7,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 224 VALENCIA RIDGE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $715,000, this home is listed about 104% above the Auburndale median of $350,931. The market section on this page shows how the area is trending.
Which schools are assigned to 224 VALENCIA RIDGE DRIVE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$715,000 runs 125% above the AUBURNDALE 33823 median — but at 2,533 sqft it's also 37% larger than the typical Auburndale listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
149 days on market against a Auburndale median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $725,000, now $715,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Antoinette Vazquez. MLS #L4960032.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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