858 HANOVER WAY, LAKELAND, FL, 33813
Active146 days on marketListed Mar 9, 2026MLS #L4959967
About this home
858 HANOVER WAY
This stunning, waterfront 4-bedroom, 3-bath home is perfectly situated in the private, exclusive Hamilton South gated neighborhood on almost 1 acre. Enjoy serene water views from your living spaces and spacious outdoor lanai area designed for both comfort and entertaining. The interior layout of this desirable 1-story home features separate living, dining and large family room with fireplace, which are made light and airy by the high ceilings and abundance of natural light flowing from the windows and glass doors. The beautiful and open kitchen includes an island and a breakfast nook! The primary suite includes walk-in shower, dual vanity, water closet and walk-in closet! The screened lanai overlooks the lovely lawn and magnificent water views unique to this neighborhood. Some of the amenities found throughout include lots of storage and an oversized 3-car garage. This is a beautiful home in one of Lakeland's exclusive communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,081
Sqft
0.88 ac
Lot size
3
Garage
1994
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,037 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,037/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.8%
$/sqft vs Lakeland actives
$245 vs $190
Days on market
146 vs 33 typical
Where $245/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
205 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 858 HANOVER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$735,000
715 HANOVER COURT · same community
4 bd · 3.5 ba · 3,397 sqft · $216/sqft · 311 DOM
Sold · Feb ’26$600,125
874 STRATFORD DRIVE
5 bd · 3 ba · 3,085 sqft · $195/sqft · 0 DOM
Sold · Jun ’26$730,000
1564 CORDGRASS WAY
4 bd · 3 ba · 3,013 sqft · $242/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 858 HANOVER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 858 HANOVER WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
858 HANOVER WAY FAQs
What would the monthly payment be for 858 HANOVER WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,037/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 858 HANOVER WAY?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 858 HANOVER WAY?+
The most recent tax bill on record (2025) was $5,384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 858 HANOVER WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $755,000, this home is listed about 122% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 858 HANOVER WAY?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$755,000 runs 88% above the LAKELAND 33813 median — but at 3,081 sqft it's also nearly twice the size of the typical Lakeland listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
146 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $775,000, now $755,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of XCELLENCE · Leigh Harris. MLS #L4959967.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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