437 RIO GRANDE PLACE, POINCIANA, FL, 34759
Active168 days on marketListed Feb 25, 2026MLS #L4959541
About this home
437 RIO GRANDE PLACE
HUGE PRICE DROP! Nestled in a serene cul-de-sac, this immaculate three-bedroom home boasts the potential for a fourth bedroom, providing the flexibility to suit your lifestyle needs—whether it be a guest room, home office, or creative space. Step inside to discover the open floor plan, featuring luxury vinyl plank flooring that flows seamlessly through the living spaces and cozy carpet in the bedrooms. The high ceilings elevate the ambience, creating a bright and airy feel that welcomes you home. The heart of the home is the spacious kitchen equipped with stainless steel appliances and granite countertops. An expansive island and a charming eat-in area make it the perfect space for hosting gatherings. The split-bedroom layout offers privacy and tranquility. Indulge in the large primary bedroom, which boasts vaulted ceilings and an en-suite oasis complete with an extra-large, stand-up shower and massive walk-in closet. The main bathroom features an extra-deep tub, perfect for unwinding after a long day. Slide open the glass doors to your covered back porch and step into a partially fenced backyard, where a lush tree line provides the ultimate backdrop for relaxation and privacy. As a bonus, this home comes equipped with solar panels (see realtor remarks) on a 25-year lease for just $170 a month, resulting in a remarkably low power bill—often leaving you with zero energy costs! Plus, enjoy peace of mind with a comprehensive 10-year warranty, ensuring your investment is protected for years to come. The low HOA fees include cable and internet. You will love the numerous playgrounds and fishing in the lakes throughout the community or shopping and dining at Poinciana Town Ctr. Minutes to the Sun Rail and the Poinciana connector provide easy access to major highways, allowing residents to enjoy all of Central Florida attractions with ease. As a bonus, the low HOA fees include cable and internet. Don’t miss the opportunity to make this remarkable home yours! Schedule a private showing today
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,613
Sqft
0.22 ac
Lot size
2
Garage
2022
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,334 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,334/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs Poinciana actives
$174 vs $181
Days on market
168 vs 21 typical
Where $174/sqft sits among the 196 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
51 of 196
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 437 RIO GRANDE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$324,900
330 ASTER COURT
3 bd · 2 ba · 1,613 sqft · $201/sqft · 158 DOM
Sold · Aug ’26$281,000
313 W ASTER COURT
3 bd · 2.5 ba · 1,614 sqft · $174/sqft · 111 DOM
Sold · Jul ’26$215,000
338 ERIE DRIVE
3 bd · 2 ba · 1,615 sqft · $133/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 437 RIO GRANDE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 437 RIO GRANDE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
437 RIO GRANDE PLACE FAQs
What would the monthly payment be for 437 RIO GRANDE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,334/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 437 RIO GRANDE PLACE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 437 RIO GRANDE PLACE?+
The most recent tax bill on record (2025) was $3,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 437 RIO GRANDE PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $279,990, this home is listed about 3% below the Poinciana median of $289,990. The market section on this page shows how the area is trending.
Which schools are assigned to 437 RIO GRANDE PLACE?+
Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4959541.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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