David Ramirez
$280,0002 bd2 ba1,387 sqft$202 /sqft$2,478 /mo all-in ↓

674 VINEYARD WAY, POINCIANA, FL, 34759

Active40 days on marketListed Jun 26, 2026MLS #S5152148

Single Family ResidenceSOLIVITA

About this home

674 VINEYARD WAY

The home boasts two bedrooms and two baths with an eat in kitchen and living room/diving room open floor plan. The best is sitting in the enclosed screen back porch overlooking the pond/lake area. Enjoy the view or a nice breeze. It's a wonderful home and community. Here is a little more about this well manicured and secure community: Solivita is a 4,300-acre thoughtfully designed master-planned active 55+ community located in Kissimmee, Florida. The community boasts over 150,000 square feet of amenities integrated into the natural landscape of greenspaces, lakes, and waterways. The master-planned community is home to eight distinct amenity complexes and neighborhood centers. The Palms Amenity Complex is a 19,000-square-foot building located on more than four acres. This fitness center is equipped with state-of-the-art gym technology, as well as a full-time professionally trained fitness team and staff. The 3,200-square-foot aerobics studio hosts weekly fitness classes. This facility also houses a resident business center, a multipurpose room with flexible sections, and a catering kitchen. Outdoor amenities include a combination splash and lap heated pool, two heated whirlpool spas, an expansive sun deck, and a fireplace piazza. Outdoor sports complexes expand to include two lighted bocce ball courts, four lighted pickleball courts, and two lighted Har-Tru tennis courts. The most spacious of the community's amenity centers is the Riviera Spa & Fitness Center. This 32,000-square-foot facility features an indoor walking track above an indoor heated lap and exercise pool. The state-of-the?art exercise room includes a modern cardiovascular suite, strength equipment, and free weights. The dance studio offers a variety of classes each week in aerobics, yoga, Zumba, stretch, and more. Homeowners can also take advantage of an exclusive FIT Program. This free fitness initiative is designed for 55+ residents who are looking to become more active or perhaps take their training to the next level. Year-round certified trainers and staff are on-hand to help homeowners reach their goals. The outdoor amenities at the Riviera Spa & Fitness Center include a heated pool and two heated whirlpools located on the spacious pool deck overlooking the surrounding waterways. The Starlite Ballroom is a perfect location for community members to host parties and events. This entertainment facility can be used for small or large parties, events, or meetings. It can also be subdivided into smaller rooms for meetings, games, or private events. The Waterfront Galleries is a two-story studio that houses arts, crafts, and games. The facility features beautiful scenic views of the lake so residents can feel inspired by nature while creating their own artwork. This art center includes studios for ceramics, sculpture and painting, a billiards and darts gallery, three computer labs, and a well?appointed library. Residents can also take advantage of Freedom Park, which is a large outdoor recreational sports complex with a softball diamond, horseshoe pits, bocce ball courts, pickleball courts, and outdoor pavilions for private and community events. Solivita also has a community dog park for your enjoyment. Land, Site, and Tax Information

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,387

Sqft

0.13 ac

Lot size

1

Garage

2003

Year built

One

Levels

$202

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationConcrete Perimeter
FacesNorth
ExteriorGarden

Community & fees

HOA fee$264/mo
Taxes (2025)$3,386/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Private · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,478 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$282
HOA fee — from the listing$264
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,800
Interest rate6.00%
Loan term

Estimated payment

$2,478/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$282
HOA / condo fee$264
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$241KedgeAI estimate $256,649 · range $252K$261K$291K

vs edgeAI estimate

+9.1%

$/sqft vs SOLIVITA

$202 vs $211

Days on market

40 vs 33 typical

Where $202/sqft sits among the 7 homes for sale in SOLIVITA

1
2
0 · this home
2
1
1
$173–184$184–196$196–207$207–219$219–231$231+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Map of 674 VINEYARD WAY inside its neighborhood boundary

Drive times from this address

Walt Disney World40 min
Universal Orlando50 min
Downtown Orlando56 min
Orlando Int’l Airport (MCO)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$298K$285K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

3 of 7

SOLIVITA have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $280,000 · 40 days on market since
2003Built · SOLIVITA

Reality check

What actually sold near 674 VINEYARD WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1328 LOMBARDI COURTSold · Nov ’25

$240,000

1328 LOMBARDI COURT · same community

2 bd · 2 ba · 1,364 sqft · $176/sqft · 112 DOM

509 MILLIFIORA LANESold · Sep ’25

$220,000

509 MILLIFIORA LANE · same community

2 bd · 2 ba · 1,278 sqft · $172/sqft · 13 DOM

504 MILLIFIORA LANESold · Mar ’26

$232,500

504 MILLIFIORA LANE · same community

2 bd · 2 ba · 1,512 sqft · $154/sqft · 192 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 674 VINEYARD WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 674 VINEYARD WAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

674 VINEYARD WAY FAQs

What would the monthly payment be for 674 VINEYARD WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,478/mo — principal and interest, the actual property-tax bill, the $264/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 674 VINEYARD WAY?+

The association fee works out to $264 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 674 VINEYARD WAY?+

The most recent tax bill on record (2025) was $3,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 674 VINEYARD WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $280,000, this home is listed about 3% below the Poinciana median of $289,990. The market section on this page shows how the area is trending.

Which schools are assigned to 674 VINEYARD WAY?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA REALTY INVESTMENTS · Maria Ochoa Rondon. MLS #S5152148.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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