
1095 S BROADWAY AVENUE, BARTOW, FL, 33830
Active150 days on marketListed Feb 25, 2026MLS #L4959534
About this home
1095 S BROADWAY AVENUE
PRICE REDUCED! This home was inspired by a Frank Lloyd Wright design! Lovely historic home in the heart of Bartow, full of charm, character, and opportunity! This 109-year-old landmark property sits proudly on a 1.32-acre corner double lot at Broadway and Stuart, offering incredible potential. With the option to split the lot and build, you can create the workshop of your dreams, expand, or simply enjoy the extra space and privacy. Perfectly located to Bartow High School and its stadium, Bartow Middle School, Floral Avenue Elementary School, the Bartow Civic Center, and the Bartow Public Library—all accessible by sidewalks. Downtown Bartow, Mary Holland Park, and Nye Jordan Park are just a mile away, making this location as convenient as it is charming. The home itself showcases timeless architectural details, including a large front porch perfectly positioned along the local parade route. Inside, you’ll find 9-foot ceilings, impressive 8-inch baseboards, original hardwood floors throughout most of the home, and some original leaded glass windows complemented by double-pane updates. Natural light fills the spacious layout designed for comfortable multi-generational living. The main level features a formal living room and dining room, a kitchen with butler’s pantry, a convenient half bath, and a defined Florida Room with beautiful pebble stone flooring—an ideal space to enjoy your morning coffee. French doors open into the Florida Room, creating seamless flow for entertaining. Upstairs offers 3 bedrooms and 2 full baths. A one-car enclosed garage adds functionality, while mature oak trees and natural vegetation enhance the property’s classic Florida beauty. Restaurants, shopping, banking, medical offices, and hospitals are all just minutes away. This is a rare opportunity to own a true Bartow landmark with space, flexibility, and historic elegance.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,238
Sqft
1.32 ac
Lot size
1
Garage
1917
Year built
Two
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,267 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT IN A SUBDIVISION
$212 vs $284
Days on market
150 vs 42 typical
Where $212/sqft sits among the 20 homes for sale in NOT IN A SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$325K → $310K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
10 of 20
NOT IN A SUBDIVISION have cut their price
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 1095 S BROADWAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$565,000
3865 RABBIT RUN ROAD · same community
3 bd · 2 ba · 2,364 sqft · $239/sqft · 38 DOM
Sold · Oct ’25$186,000
1753 NW 44TH STREET · same community
3 bd · 2 ba · 2,024 sqft · $92/sqft · 53 DOM
Sold · Feb ’26$525,000
6155 BETHLEHEM ROAD · same community
4 bd · 2.5 ba · 1,995 sqft · $263/sqft · 376 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1095 S BROADWAY AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1095 S BROADWAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1095 S BROADWAY AVENUE FAQs
What would the monthly payment be for 1095 S BROADWAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,267/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1095 S BROADWAY AVENUE?+
The most recent tax bill on record (2025) was $1,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bartow?+
At $475,000, this home is listed about 46% above the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1095 S BROADWAY AVENUE?+
Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 56% above the BARTOW 33830 median — but at 2,238 sqft it's also 23% larger than the typical Bartow listing.
02Time on market is leverage
150 days on market against a Bartow median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $499,000, now $475,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MEEKS REAL ESTATE LLC · Carla Meeks. MLS #L4959534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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