David Ramirez
$369,9004 bd2 ba2,079 sqft$178 /sqft$2,785 /mo all-in ↓

8045 ALTURAS BABSON PARK CUTOFF, BARTOW, FL, 33830

Active40 days on marketListed Jun 24, 2026MLS #L4963057

WaterfrontManufactured HomeNOT IN A SUBDIVISION

About this home

8045 ALTURAS BABSON PARK CUTOFF

Welcome to your own private lakefront retreat. Completely renovated and move in ready. This beautiful updated 4 bedroom 2 bath home site on 3.25 acres of picturesque lakefront property and offer the peace, privacy, and freedom that are becoming increasingly hard to find. Newly renovated and truly turnkey, this rare lakefront property combines modern updates with the beauty and tranquility of country living. Inside, you'll find over 2,000 sq ft of thoughtfully updated living space featuring a split floor plan,generous living areas, new flooring, a fully remolded kitchen,fresh interior finishes, and countless improvements that make this home ready to enjoy from day one. Step outside and discover one of the properties most exceptional features-true frontage on the private 40 acre Lake Walker. With no public access, residents enjoy a peaceful setting ideal for fishing, kayaking, swimming, paddle boarding, and small boats. This is genuine lakefront living at its finest. The circle driveway and additional access points provide ample parking for guest, boats, RVs, and recreational vehicles, while the expansive property offers endless opportunities for outdoor recreation, gardening, hobbies, or simply enjoying the peaceful surroundings beneath mature oak trees. Three storage buildings provide exceptional flexibility and storage. Two lakeside buildings are equipped with electricity, including one outfitted with shelving and workbenches for workshop space and another ideal for storing lake toys, kayaks, and lawn equipment. A third storage building near the home offers convenient space for tools, bikes, and outdoor gear. With no HOA restrictions, room to roam, this property offers a rare opportunity to enjoy the best of Florida county living while remaining convenient to Lake Wales, Bartow, and surrounding Central Florida communities. If you've been dreaming of a move-in ready lakefront retreat with acreage, privacy, and modern updates already complete, this one is a must see.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,079

Sqft

3.27 ac

Lot size

1994

Year built

One

Levels

$178

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorNinguno
LaundryElectric Dryer Hookup · Inside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
ViewWater
FacesNorth
ExteriorNone

Community & fees

Taxes (2025)$3,402/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,785 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$283
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,947Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,947
Interest rate6.00%
Loan term

Estimated payment

$2,785/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$283
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NOT IN A SUBDIVISION

$178 vs $284

Days on market

40 vs 42 typical

Where $178/sqft sits among the 20 homes for sale in NOT IN A SUBDIVISION

9 · this home
4
4
0
1
2
$148–244$244–341$341–437$437–533$533–629$629+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 8045 ALTURAS BABSON PARK CUTOFF

Drive times from this address

Walt Disney World67 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

13 of 20

NOT IN A SUBDIVISION have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $369,900 · 40 days on market since
1994Built · NOT IN A SUBDIVISION

Reality check

What actually sold near 8045 ALTURAS BABSON PARK CUTOFF

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1753 NW 44TH STREETSold · Oct ’25

$186,000

1753 NW 44TH STREET · same community

3 bd · 2 ba · 2,024 sqft · $92/sqft · 53 DOM

6155 BETHLEHEM ROADSold · Feb ’26

$525,000

6155 BETHLEHEM ROAD · same community

4 bd · 2.5 ba · 1,995 sqft · $263/sqft · 376 DOM

2815 KIMBERLY LANESold · Apr ’26

$370,000

2815 KIMBERLY LANE · same community

3 bd · 2.5 ba · 1,952 sqft · $190/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8045 ALTURAS BABSON PARK CUTOFF — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8045 ALTURAS BABSON PARK CUTOFF — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8045 ALTURAS BABSON PARK CUTOFF FAQs

What would the monthly payment be for 8045 ALTURAS BABSON PARK CUTOFF?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,785/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8045 ALTURAS BABSON PARK CUTOFF?+

The most recent tax bill on record (2025) was $3,402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bartow?+

At $369,900, this home is listed about 14% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8045 ALTURAS BABSON PARK CUTOFF?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY · Mike Walker. MLS #L4963057.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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