David Ramirez
$839,900$849,9004 bd3 ba4,012 sqft$209 /sqft$5,449 /mo all-in ↓

2409 JENNA LN, LAKELAND, FL, 33813

Active183 days on marketListed Jan 31, 2026MLS #L4959019

Reduced $10KPrivate poolSingle Family ResidenceCREWS LAKE HILLS ESTATES

About this home

2409 JENNA LN

Stunning Custom Pool Home Behind the Gates of Crews Lake Hills Estates - Timeless and classic, this stately 4 bedroom, 3 bath home, built by custom home builder Duane McQuillen, embodies a combination of beautiful craftmanship and modern luxury. Nestled in the heart of South Lakeland, and ideally positioned near the new Orlando Health Watson Clinic Lakeland Highlands Hospital, this home will impress you at every turn. A grand entrance greets you, with soaring ceilings and an expansive layout designed for comfort and entertainment. The formal living room is brimming with warmth and seamlessly flows into the formal dining area that is perfect for hosting unforgettable gatherings. The well-appointed kitchen boasts stainless appliances, raised panel cabinetry, complemented by gleaming granite countertops, and a center island, adorned with an intricately detailed copper sink and large pantry. The kitchen transitions beautifully to the family room, featuring a cozy fireplace and a secondary stairway for easy access to the upper level bonus room. French doors open to a bright and airy sunroom, providing a serene space with panoramic views of the sparkling pool and meticulously landscaped backyard. Exquisite details include elegant crown molding, flawless blending of wood look & travertine tile flooring throughout and a graceful staircase to discover the upper level of this home. The primary bedroom features generous dual walk-in closets and ensuite bath, creating a sanctuary of relaxation, featuring a rejuvenating jetted tub, stylish dual vanities and beautifully designed shower, perfect for unwinding after a long day. Indulge in your favorite cinematic experience in the spacious bonus room, complete with a wet bar to enhance entertaining option and sets the stage for fun game nights in this versatile space. The well thought out design, offers 2 additional guest bedrooms, and bath, on the upper level, and 4th bedroom or office, and bath, on the main floor. Step outside to a spectacular heated pool and paver patio, built in 2016, where you can enjoy the soothing warmth of the heated spa, featuring a bubbler and captivating LED lighting. The Pentair pool equipment with remote control, ensures effortless maintenance and operation. Abundant storage options abound, including storage and linen closets, a three-car side-entry garage, and updated laundry room offering storage, utility sink, and a convenient laundry chute from the upper level. Many of the most important improvements have already been completed, including a new septic drainfield (2026), freshly painted exterior (2025), a new roof (2023), new garage doors, freshly painted garage interior and epoxy coating on garage floor, new carpet in bedrooms, updated laundry room, Bose speaker system, all baths updated (2019), new wood-look tile flooring (2019), new ceiling fans, new mini-split air conditioner in sunroom (2023), new pool pump, updated landscaping around pool, sprinkler system updated (2022) with a Hunter X-Core XC-400 4-station controller, and a 1 year AHS Home Warranty for further peace of mind. This home has been lovingly cared for and thoughtfully enhanced inside and out, with lush landscaping and fenced backyard, all beautifully situated on a .34 acre corner home site. Crews Lake Hills Estates is a gated community, located near shopping, parks, schools, walking trails, restaurants, local eateries and Polk Parkway for easy commute to all of Central Florida attractions and beaches!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

4,012

Sqft

0.34 ac

Lot size

3

Garage

1994

Year built

Two

Levels

$209

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBar Fridge · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryElectric Dryer Hookup · Inside · Laundry Chute · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

HOA fee$63/mo
Taxes (2025)$4,551/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Propane · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,449 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,532
PMI (est., until 20% equity)$315
Property tax — 2025 actual bill$379
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $83,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $83,990
Interest rate6.00%
Loan term

Estimated payment

$5,449/mo

Principal & interest$4,532
PMI (est., until 20% equity)$315
Property taxes (actual bill)$379
HOA / condo fee$63
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $840K
$806KedgeAI estimate $1,019,291 · range $988K$1.1M$1.1M

vs edgeAI estimate

−17.6%

$/sqft vs Lakeland actives

$209 vs $193

Days on market

183 vs 33 typical

Where $209/sqft sits among the 400 Lakeland actives

75
97
117 · this home
55
21
35
$119–151$151–184$184–216$216–248$248–280$280+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 2409 JENNA LN

Drive times from this address

Downtown Tampa46 min
Walt Disney World55 min
Tampa Int’l Airport (TPA)58 min
Universal Orlando65 min
Downtown Orlando71 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33813 — neighborhood snapshot

Population

38,112

Median age

39.9

Median income

$96,723

Median home value

$330,100

Avg household

2.72

Households w/ children

5,079

For the school run

Polk County School District

ElementaryMedulla Elementary School★★★★
MiddleSouthwest Middle School★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

205 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 110% above the LAKELAND 33813 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $839,900 $10K
Jan 31, 2026Listed at $849,900 · 183 days on market since
1994Built · CREWS LAKE HILLS ESTATES

Reality check

What actually sold near 2409 JENNA LN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2542 CREWS LAKE HILLS LOOP SSold · May ’26

$785,000

2542 CREWS LAKE HILLS LOOP S · same community

5 bd · 3.5 ba · 3,399 sqft · $231/sqft · 14 DOM

6634 RIDGEMONT RDSold · Nov ’25

$710,000

6634 RIDGEMONT RD

5 bd · 3 ba · 2,960 sqft · $240/sqft · 94 DOM

3150 KENDAL WAYSold · Mar ’26

$515,000

3150 KENDAL WAY

5 bd · 3 ba · 2,776 sqft · $186/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2409 JENNA LN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2409 JENNA LN — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2409 JENNA LN FAQs

What would the monthly payment be for 2409 JENNA LN?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,449/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2409 JENNA LN?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2409 JENNA LN?+

The most recent tax bill on record (2025) was $4,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2409 JENNA LN?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $839,900, this home is listed about 147% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2409 JENNA LN?+

Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$839,900 runs 110% above the LAKELAND 33813 median — but at 4,012 sqft it's also nearly twice the size of the typical Lakeland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

183 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $849,900, now $839,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of REMAX EXPERTS · Joy Desmond. MLS #L4959019.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lakeland homes, in your inbox

Like 2409 JENNA LN but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 7:53 AM UTC. The listing information on this page last changed on August 2, 2026 at 7:53 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 7:53 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 7:53 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.