David Ramirez
Pending
$275,000$279,0003 bd2 ba1,318 sqft$209 /sqft$1,934 /mo all-in ↓

1437 AMOS AVENUE, LAKELAND, FL, 33805

Pending205 days on marketListed Jan 14, 2026MLS #L4958576

Reduced $4KNew constructionSingle Family ResidenceCOLLEGE HILL SUB

About this home

1437 AMOS AVENUE

Beautiful new built 3 bed, 2 bath house with a single car garage. House located in the heart of the city of Lakeland. Quiet neighborhood surrounded by churches. Walking distance to Lincoln Academy school - one of the best elementary schools in the state of Florida. centrally located and close to Lakeland Regional Hospital and Watson Clinic. Close to downtown Lakeland and not too far from I4, making it easy to communicate between Tampa and Orlando. There is no HOA in the area to deal with Granite countertop in kitchen and bath, architectural shingles, double pane windows and wood like laminate flooring throughout. Seller is an investor and not a builder. Bring your inspector for your satisfaction. House doesn’t come with a mailbox. Interior pictures are from another listing. This house comes with stainless steel appliances.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,318

Sqft

0.13 ac

Lot size

1

Garage

2026

Year built

One

Levels

$209

Per sqft

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorLighting

Community & fees

Taxes (2025)$397/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,934 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$1,934/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$248KedgeAI estimate $265,517 · range $259K$275K$286K

vs edgeAI estimate

+3.6%

$/sqft vs Lakeland actives

$209 vs $195

Days on market

205 vs 42 typical

Where $209/sqft sits among the 400 Lakeland actives

82
116
113 · this home
42
20
27
$122–158$158–194$194–230$230–266$266–302$302+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Webster Park North

Map of 1437 AMOS AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa37 min
Walt Disney World41 min
Tampa Int’l Airport (TPA)48 min
Universal Orlando51 min
Downtown Orlando57 min
Orlando Int’l Airport (MCO)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Webster Park North — neighborhood snapshot

Population

1,854

Median age

40

Median income

$41,178

Median home value

$134,933

Avg household

2

Households w/ children

198

For the school run

Polk County School District

MiddleSleepy Hill Middle School★★★★★
ElementarySocrum Elementary School★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

197 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the LAKELAND 33805 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $275,000 $4K
Jan 14, 2026Listed at $279,000 · 205 days on market since
2026Built · COLLEGE HILL SUB

Reality check

What actually sold near 1437 AMOS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1433 AMOS AVENUESold · May ’26

$279,000

1433 AMOS AVENUE · same community

4 bd · 2 ba · 1,411 sqft · $198/sqft · 51 DOM

706 N VERMONT AVENUESold · Apr ’26

$290,000

706 N VERMONT AVENUE

3 bd · 2 ba · 1,326 sqft · $219/sqft · 75 DOM

729 SARATOGA AVENUESold · Nov ’25

$210,000

729 SARATOGA AVENUE

3 bd · 2 ba · 1,328 sqft · $158/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1437 AMOS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1437 AMOS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1437 AMOS AVENUE FAQs

What would the monthly payment be for 1437 AMOS AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,934/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1437 AMOS AVENUE?+

The most recent tax bill on record (2025) was $397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $275,000, this home is listed about 19% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1437 AMOS AVENUE?+

Sleepy Hill Middle School (middle), Socrum Elementary School (elementary), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$275,000 runs 15% above the LAKELAND 33805 median.

02Time on market is leverage

205 days on market against a Lakeland median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $279,000, now $275,000 — a $4K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY · Mohammad Iqbal. MLS #L4958576.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1437 AMOS AVENUE, LAKELAND, FL — 3 Bed, 2 Bath — $275,000 | CENTURY 21 Edge