326 MARTIN DRIVE, LAKELAND, FL, 33809
Active233 days on marketListed Dec 8, 2025MLS #L4957765
About this home
326 MARTIN DRIVE
One or more photo(s) has been virtually staged. Charming 2-Bedroom Home with Bonus Sunroom & Two Screened Patios! NEW AC 2026. Welcome to this well-maintained 2 bedroom, 2 bath home featuring a spacious bonus room/sunroom, perfect as an additional living area, office, or hobby space. New Heat pump. Newer Windows and appliances. The open floor plan creates a warm, inviting atmosphere ideal for relaxing or entertaining. Enjoy Florida living at its finest with two large screened patios—one conveniently located off the Primary Bedroom, offering a private outdoor retreat. Situated on a large lot, this property includes a detached shed equipped with a workshop and electric, providing endless possibilities for storage, crafts, or projects. A generous additional storage area offers even more flexibility. Located in a friendly community offering wonderful amenities such as a pool, clubhouse, shuffleboard and other Community activities, you’ll have everything you need for an active and enjoyable lifestyle. This home is full of potential and charm—don’t miss your opportunity to make it yours!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,701
Sqft
0.17 ac
Lot size
1976
Year built
One
Levels
$73
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,078 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,078/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$73 vs $196
Days on market
233 vs 33 typical
Where $73/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
201 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 326 MARTIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$165,000
223 MARTIN DRIVE · same community
3 bd · 2 ba · 1,680 sqft · $98/sqft · 112 DOM
Sold · Jun ’26$132,500
317 MONROE DRIVE · same community
2 bd · 2 ba · 1,300 sqft · $102/sqft · 228 DOM
Sold · Jul ’26$125,000
426 MARTIN DRIVE · same community
2 bd · 2 ba · 1,152 sqft · $109/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 326 MARTIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 326 MARTIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
326 MARTIN DRIVE FAQs
What would the monthly payment be for 326 MARTIN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,078/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 326 MARTIN DRIVE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 326 MARTIN DRIVE?+
The most recent tax bill on record (2024) was $981. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 326 MARTIN DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $124,900, this home is listed about 63% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 326 MARTIN DRIVE?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33809 market on paper
$124,900 is 62% below the LAKELAND 33809 median of $329,950, and at $73/sqft it sits under the Lakeland average of $205.
02Time on market is leverage
233 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $139,900, now $124,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY PRESTIGE · Twinkle Robinson. MLS #L4957765.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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