203 JANET LANE, LAKELAND, FL, 33809
Active296 days on marketListed Oct 10, 2025MLS #L4956497
About this home
203 JANET LANE
One or more photo(s) has been virtually staged. Welcome to Martin Estates! This vibrant 55+ community offers a friendly atmosphere and convenient amenities. This well-maintained 2-bedroom, 2-bath move-in ready home features updated countertops, sinks, and faucets throughout, including both bathrooms. Step through the screened-in porch and sliding glass doors into a bright open floor plan with built-in cabinetry and a spacious kitchen with lots of cabinet space that seamlessly flows into the living area—perfect for relaxing or entertaining. Just off the back of the home, you’ll find a convenient shed with washer and dryer hookups, providing extra storage and functionality. There is also an RV hookup on the property, offering added convenience for guests or travel enthusiasts. Residents of Martin Estates enjoy a community pool, shuffleboard courts, and a clubhouse ideal for social gatherings and activities. Whether you’re looking for a year-round home or a peaceful seasonal retreat, this property offers comfort, convenience, and easy living in one of the area’s most welcoming 55+ communities. New roof in 2021 – A/C 2016 – shade shutters on windows. BRAND NEW Water Heater. Schedule your showing today and discover the lifestyle Martin Estates has in store for you!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.17 ac
Lot size
1980
Year built
One
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,027 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,027/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.9%
$/sqft vs Lakeland actives
$129 vs $190
Days on market
296 vs 33 typical
Where $129/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
207 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 203 JANET LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$91,000
320 MONROE DRIVE · same community
2 bd · 2 ba · 936 sqft · $97/sqft · 73 DOM
Sold · Aug ’25$150,000
318 MARTIN DRIVE · same community
2 bd · 2 ba · 1,134 sqft · $132/sqft · 377 DOM
Sold · Apr ’26$57,000
230 MARTIN DRIVE · same community
1 bd · 1 ba · 784 sqft · $73/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 203 JANET LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 203 JANET LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
203 JANET LANE FAQs
What would the monthly payment be for 203 JANET LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,027/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 203 JANET LANE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 203 JANET LANE?+
The most recent tax bill on record (2024) was $434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 203 JANET LANE?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $124,000, this home is listed about 64% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 203 JANET LANE?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33809 market on paper
$124,000 is 62% below the LAKELAND 33809 median of $325,000, and at $129/sqft it sits under the Lakeland average of $205.
02Time on market is leverage
296 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $129,000, now $124,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Tiffany Steck. MLS #L4956497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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