398 NOLANE LANE, POLK CITY, FL, 33868
Active299 days on marketListed Oct 10, 2025MLS #L4956384
About this home
398 NOLANE LANE
We are pleased to present an exceptional opportunity to acquire a truly unique residence in the highly sought-after Mt. Olive Shores North, an upscale 55+ RV community. This custom-designed home, situated on a desirable corner lot, offers an unparalleled combination of luxury, convenience, and ample space for both living and storage. The heart of this home is its expansive open-concept main room, featuring a gourmet kitchen that is sure to impress. Imagine preparing culinary masterpieces amidst beautiful cabinetry, gleaming granite countertops, and the convenience of a hidden walk-in pantry. Tile and wood floors flow seamlessly throughout, complemented by high ceilings, strategically placed fans, and a stunning tray insert with integrated lighting. A conveniently located half bathroom leads into a well-appointed laundry room, providing direct access to the 85'x18' RV port. Beyond its aesthetic appeal, this home boasts a wealth of unique and practical features. Enjoy the convenience of a central vacuum system, the efficiency of a tankless hot water heater, and the peace of mind provided by a whole-house generator. The two AC units, recently replaced in 2024 and 2025, ensure optimal climate control. The spacious garage can accommodate up to 6 vehicles with an abundance of storage and workspace. Perhaps the most distinctive feature of this property is the second guest bedroom, located above the garage and accessible via an exterior staircase or a private elevator. This self-contained guest suite includes a kitchenette, bathroom, closet, and an additional, heated and cooled 33x24 finished storage area complete with custom cabinetry. This space offers unparalleled flexibility for accommodating guests, pursuing hobbies, or simply enjoying additional storage. Given its exceptional features and prime location, we anticipate significant interest in this remarkable home. We encourage you to schedule an appointment TODAY to experience firsthand the unparalleled quality and craftsmanship of this one of a kind gem. Do not miss this opportunity to secure your dream home in Mt. Olive Shores North.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,887
Sqft
0.29 ac
Lot size
6
Garage
2014
Year built
Two
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,873 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,873/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MT OLIVE SHORES NORTH ADD 04
$277 vs $356
Days on market
299 vs 54 typical
Where $277/sqft sits among the 9 homes for sale in MT OLIVE SHORES NORTH ADD 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
1 of 9
MT OLIVE SHORES NORTH ADD 04 have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1531% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 398 NOLANE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$550,000
581 MEANDERING WAY · same community
2 bd · 2.5 ba · 1,868 sqft · $294/sqft · 56 DOM
Sold · Feb ’26$575,000
994 CROSSROADS DRIVE · same community
3 bd · 2 ba · 1,603 sqft · $359/sqft · 0 DOM
Sold · Dec ’25$560,000
234 LAYNEWADE ROAD · same community
2 bd · 2 ba · 1,586 sqft · $353/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 398 NOLANE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 398 NOLANE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
398 NOLANE LANE FAQs
What would the monthly payment be for 398 NOLANE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,873/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 398 NOLANE LANE?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 398 NOLANE LANE?+
The most recent tax bill on record (2024) was $11,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 398 NOLANE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $799,000, this home is listed about 108% above the Polk City median of $384,950. The market section on this page shows how the area is trending.
Which schools are assigned to 398 NOLANE LANE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 1531% above the POLK CITY 33868 median — but at 2,887 sqft it's also nearly twice the size of the typical Polk City listing.
02Time on market is leverage
299 days on market against a Polk City median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $819,000, now $799,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Patricia Toogood. MLS #L4956384.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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