18940 COMMONWEALTH AVENUE N, POLK CITY, FL, 33868
Active347 days on marketListed Aug 28, 2025MLS #L4955506
About this home
18940 COMMONWEALTH AVENUE N
Welcome to 18940 Commonwealth Ave located in one of the few places you can still find that "Old Florida" feel. This 3 bed 2 bath home is only 4 years young and sits on approximately 2.65 FENCED acres with a large pole barn. As you pull up to the gate you will see hedges maturing to give you the privacy you desire. The interior of the home is a split floorplan with the Primary bedroom separate from the other 2 bedrooms which a connected by a jack and Jill bathroom. The main living areas are a finished concrete, The kitchen features real wood cabinets, Beautiful granite counters and Stainless appliances. Other Notable features include Crown Moulding, Large Baseboards, a fireplace and Large Screened in back porch, and a deck to enjoy the Florida Sun! Don't wait to schedule your showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,040
Sqft
2.65 ac
Lot size
2021
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,041 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,041/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ACREAGE & UNREC
$297 vs $388
Days on market
347 vs 54 typical
Where $297/sqft sits among the 116 homes for sale in ACREAGE & UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $290K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
41 of 116
ACREAGE & UNREC have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1135% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 18940 COMMONWEALTH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$682,500
25214 BLACK BEAR LANE · same community
3 bd · 2.5 ba · 2,068 sqft · $330/sqft · 35 DOM
Sold · Feb ’26$460,000
1012 66TH STREET E · same community
3 bd · 3 ba · 2,008 sqft · $229/sqft · 6 DOM
Sold · Jan ’26$326,000
13135 YELLOW BLUFF ROAD · same community
4 bd · 2.5 ba · 1,820 sqft · $179/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18940 COMMONWEALTH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18940 COMMONWEALTH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18940 COMMONWEALTH AVENUE N FAQs
What would the monthly payment be for 18940 COMMONWEALTH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,041/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18940 COMMONWEALTH AVENUE N?+
The most recent tax bill on record (2024) was $4,669. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Polk City?+
At $605,000, this home is listed about 51% above the Polk City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18940 COMMONWEALTH AVENUE N?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$605,000 runs 1135% above the POLK CITY 33868 median — but at 2,040 sqft it's also 25% larger than the typical Polk City listing.
02Time on market is leverage
347 days on market against a Polk City median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $649,900, now $605,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE MARKET REALTY COMPANY · Justin Johnson. MLS #L4955506.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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