David Ramirez
$237,400$249,9003 bd1.5 ba1,509 sqft$157 /sqft$1,847 /mo all-in ↓

352 E HWY 630 E, FROSTPROOF, FL, 33843

Active479 days on marketListed Mar 29, 2025MLS #K4902858

Reduced $13KSingle Family ResidenceNOT IN SUBDIVISION

About this home

352 E HWY 630 E

3 Bedroom 1 1/2 bath block home has new Kitchen cabinets with soft close drawers, new counters, new Frigidaire refrigerator and microwave and new flooring. Frigidaire stove and double sink top off this very nice kitchen. Adjoining the kitchen is large dinette area and access to the back screened porch with laundry room. 6' Vinyl fencing on west side. When entering the home you instantly notice the tongue and groove ceilings in the family room and living room. The family room has a brick fireplace and French doors leading in the the dinette and kitchen. Off of the family room is a storage room that could easily be a walk in pantry. The oversized living room is the center of the home and leads to the 3 bedrooms. The master has a half bath with pedestal sink and toilet. The 2nd and 3rd bedrooms are close to the full bath with newly refinished tub shower combo. Newer metal roof, Newer AC, covered front entrance, room for a barn, 1 car carport and additional parking make this home complete. Arriving at the home you will notice oak trees, azaleas and palm trees. Restaurants, grocery store, parks and other businesses are just a short distance away. Located not far from River Ranch, LegoLand and other attractions and in the center of the state so easy access to Tampa and Orlando airports, Disney and beaches on either coast. Come take a look and make this your forever home. Recent Survey

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,509

Sqft

0.4 ac

Lot size

1949

Year built

One

Levels

$157

Per sqft

Fireplace

Inside

FlooringLaminate
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorPrivate Entrance · Private Mailbox

Community & fees

Taxes (2025)$2,219/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,847 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,398
FHA mortgage insurance (est.)$105
Property tax — 2025 actual bill$185
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,309Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,309
Interest rate6.00%
Loan term

Estimated payment

$1,847/mo

Principal & interest$1,398
FHA mortgage insurance (est.)$105
Property taxes (actual bill)$185
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $237K
$179KedgeAI estimate $263,959 · range $186K$285K$297K

vs edgeAI estimate

−10.1%

$/sqft vs NOT IN SUBDIVISION

$157 vs $252

Days on market

479 vs 48 typical

Where $157/sqft sits among the 125 homes for sale in NOT IN SUBDIVISION

39 · this home
44
22
6
1
13
$117–207$207–297$297–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Frostproof

Map of 352 E HWY 630 E

Get to know Frostproof. See the full Frostproof guide →

FROSTPROOF 33843 — neighborhood snapshot

Population

11,072

Median age

53.4

Median income

$51,358

Median home value

$107,900

Avg household

2.45

Households w/ children

742

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$220K$245K

Frostproof median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

58 of 125

NOT IN SUBDIVISION have cut their price

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 384% above the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

CurrentPrice reduced to $237,400 $13K
Mar 29, 2025Listed at $249,900 · 479 days on market since
1949Built · NOT IN SUBDIVISION

Reality check

What actually sold near 352 E HWY 630 E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5720 OLD HOMELAND ROADSold · Dec ’25

$450,000

5720 OLD HOMELAND ROAD · same community

3 bd · 2 ba · 1,508 sqft · $298/sqft · 138 DOM

4145 WILLOW OAK ROADSold · Mar ’26

$330,000

4145 WILLOW OAK ROAD · same community

3 bd · 2 ba · 1,448 sqft · $228/sqft · 52 DOM

171 E ELM DRIVESold · Dec ’25

$285,000

171 E ELM DRIVE · same community

4 bd · 3 ba · 1,596 sqft · $179/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 352 E HWY 630 E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 352 E HWY 630 E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

352 E HWY 630 E FAQs

What would the monthly payment be for 352 E HWY 630 E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,847/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 352 E HWY 630 E?+

The most recent tax bill on record (2025) was $2,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Frostproof?+

At $237,400, this home is listed about 14% below the Frostproof median of $274,950. The market section on this page shows how the area is trending.

Which schools are assigned to 352 E HWY 630 E?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$237,400 runs 384% above the FROSTPROOF 33843 median.

02Time on market is leverage

479 days on market against a Frostproof median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $249,900, now $237,400 — a $13K cut. The full history is in the market section below.

Listing courtesy of KEYSTONE REALTY · Cindy Wise. MLS #K4902858.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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