7070 PLACIDA ROAD UNIT 1212, PLACIDA, FL, 33946
Active172 days on marketListed Feb 2, 2026MLS #J997311
About this home
7070 PLACIDA ROAD UNIT 1212
Don't Let This One Get Away! Now offered at $235,000, this fully furnished, turnkey waterfront condo is priced $17,000 below the most recent sale in the community, making it an exceptional waterfront value. Located in the desirable Harbortown Village at Palm Harbour Marina, this 1-bedroom, 1-bath residence overlooks the Intracoastal Waterway and places you in the heart of Southwest Florida's boating, fishing, and beach lifestyle. Relax on your private lanai while enjoying beautiful marina views and breathtaking sunsets. Whether you're searching for a winter retreat, full-time residence, or income-producing property, this home offers outstanding flexibility with an HOA that permits daily rentals, making it ideal for VRBO or Airbnb opportunities. Even more exciting, the residence is located within Palm Harbour Marina, where a multi-million-dollar redevelopment is underway, adding to the area's growing appeal. Ownership includes participation in the Palm Island Resort Program featuring ferry service, water taxi to the island, beach access with lounge chairs, resort amenities, tennis, fitness center, and seasonal privileges. Community amenities also include a pool, spa, waterfront pavilion, pet-friendly policies, newer HVAC, and updated luxury vinyl plank flooring. Just minutes from Boca Grande, world-class fishing, island beaches, and endless boating adventures, this is your opportunity to own an affordable waterfront living below the most recent community sale. Schedule your private showing today—opportunities like this don't stay on the market for long.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
697
Sqft
1985
Year built
One
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,774 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,774/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.1%
$/sqft vs Placida actives
$337 vs $382
Days on market
172 vs 91 typical
Where $337/sqft sits among the 166 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
66 of 166
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 571% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 7070 PLACIDA ROAD UNIT 1212
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$165,000
2191 WILLIAMSBURG WAY
1 bd · 1 ba · 680 sqft · $243/sqft · 166 DOM
Sold · Sep ’25$150,000
7032 DUKE STREET
2 bd · 1 ba · 720 sqft · $208/sqft · 166 DOM
Sold · Jun ’26$252,500
7070 PLACIDA ROAD UNIT 1121
1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7070 PLACIDA ROAD UNIT 1212 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7070 PLACIDA ROAD UNIT 1212 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7070 PLACIDA ROAD UNIT 1212 FAQs
What would the monthly payment be for 7070 PLACIDA ROAD UNIT 1212?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,774/mo — principal and interest, the actual property-tax bill, the $783/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7070 PLACIDA ROAD UNIT 1212?+
The association fee works out to $783 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7070 PLACIDA ROAD UNIT 1212?+
The most recent tax bill on record (2025) was $4,124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7070 PLACIDA ROAD UNIT 1212?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $235,000, this home is listed about 64% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7070 PLACIDA ROAD UNIT 1212?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$235,000 runs 571% above the PLACIDA 33946 median.
02Know the monthly fee
The association fee is $783/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $275,000, now $235,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J997311.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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