2628 SW 14TH DRIVE UNIT 326, GAINESVILLE, FL, 32608
Active293 days on marketListed Oct 14, 2025MLS #J993991
About this home
2628 SW 14TH DRIVE UNIT 326
Virtually Staged. Spacious and updated 1-bedroom end-unit condo just 5 minutes from UF, Shands Hospital, and the VA! This home offers a generous floor plan with a bright sunroom—perfect for a home office or relaxing retreat. Enjoy a large in-unit laundry room with washer & dryer, plus a kitchen with brand new cabinet doors, updated hardware, and all appliances included. Fresh paint and a recently replaced AC make it move-in ready. Nestled in a quiet community with ample parking, a pool, and a deep South feel with direct lake access & storage for canoes/kayaks, this property combines charm and convenience. Ideally located just 1.5 miles from UF/Shands/VA and 3.5 miles from Butler Plaza shops and dining, with public transit only half a block away.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
807
Sqft
7.11 ac
Lot size
1978
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,509 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,509/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.3%
$/sqft vs Gainesville actives
$172 vs $198
Days on market
293 vs 36 typical
Where $172/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2628 SW 14TH DRIVE UNIT 326
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$160,000
2630 SW 14TH DRIVE UNIT 2630 · same community
1 bd · 1 ba · 807 sqft · $198/sqft · 176 DOM
Sold · May ’26$165,000
2664 SW 14TH DRIVE · same community
2 bd · 1 ba · 1,076 sqft · $153/sqft · 20 DOM
Sold · Dec ’25$172,405
2754 SW 14TH DRIVE UNIT 111 · same community
2 bd · 2 ba · 1,152 sqft · $150/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2628 SW 14TH DRIVE UNIT 326 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2628 SW 14TH DRIVE UNIT 326 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2628 SW 14TH DRIVE UNIT 326 FAQs
What would the monthly payment be for 2628 SW 14TH DRIVE UNIT 326?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,509/mo — principal and interest, the actual property-tax bill, the $329/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2628 SW 14TH DRIVE UNIT 326?+
The association fee works out to $329 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2628 SW 14TH DRIVE UNIT 326?+
The most recent tax bill on record (2024) was $1,678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2628 SW 14TH DRIVE UNIT 326?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $139,000, this home is listed about 53% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2628 SW 14TH DRIVE UNIT 326?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GAINESVILLE 32608 market on paper
$139,000 is 37% below the GAINESVILLE 32608 median of $221,800, and at $172/sqft it sits under the Gainesville average of $208.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
293 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $172,500, now $139,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J993991.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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