David Ramirez
$154,900$169,9001 bd1 ba807 sqft$192 /sqft$1,281 /mo all-in ↓

2830 SW 14TH DRIVE, GAINESVILLE, FL, 32608

Active165 days on marketListed Feb 9, 2026MLS #GC537349

Priced 31% below the GAINESVILLE 32608 medianReduced $15KCondominiumBIVENS LAKE ESTATE S

About this home

2830 SW 14TH DRIVE

Beautifully UPDATED 1 bedroom / 1 bathroom ground-floor condo in the ONLY waterfront condominium community in Gainesville, just 5 minutes from UF and Shands Hospital. This move-in-ready unit offers a generous floor plan with a renovated kitchen featuring granite countertops, subway tile backsplash, bright white cabinetry, and stainless steel appliances. The living area opens through sliding glass doors to a bright sunroom. The sunroom overlooks Bivens Arm Lake and provides a peaceful space to enjoy the water views and surrounding natural setting. The bedroom includes a walk-in closet, and the unit also features a dedicated washer/dryer closet for added convenience. Bivens Lake South sits along Bivens Arm Lake and adjacent to Bivens Arm Nature Park, offering residents rare access to this scenic 189-acre reservoir, along with community amenities including a pool, pavilion, community dock, and kayak/canoe launch. Monthly association dues include exterior maintenance, building hazard insurance, water, and trash service, and the community has been recently re-piped. Schedule your showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

807

Sqft

1978

Year built

One

Levels

$192

Per sqft

NegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Closet · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionCement Siding · Stucco
FoundationSlab
FacesSouth
ExteriorLighting · Sidewalk

Community & fees

Taxes (2025)$1,682/yr
PetsYes
CommunityBuyer Approval Required · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,281 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$912
FHA mortgage insurance (est.)$69
Property tax — 2025 actual bill$140
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,422
Interest rate6.00%
Loan term

Estimated payment

$1,281/mo

Principal & interest$912
FHA mortgage insurance (est.)$69
Property taxes (actual bill)$140
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $155K
$106KedgeAI estimate $209,012 · range $110K$417K$434K

vs edgeAI estimate

−25.9%

$/sqft vs Gainesville actives

$192 vs $199

Days on market

165 vs 36 typical

Where $192/sqft sits among the 400 Gainesville actives

77
100
77 · this home
71
30
45
$126–159$159–191$191–224$224–256$256–289$289+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 2830 SW 14TH DRIVE

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32608 — neighborhood snapshot

Population

53,966

Median age

30.2

Median income

$60,182

Median home value

$340,200

Avg household

2.3

Households w/ children

4,332

For the school run

Alachua County School District

ElementaryIdylwild Elementary School★★★★★
MiddleKanapaha Middle School★★★★★
HighEastside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

184 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $154,900 $15K
Feb 9, 2026Listed at $169,900 · 165 days on market since
1978Built · BIVENS LAKE ESTATE S

Reality check

What actually sold near 2830 SW 14TH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2630 SW 14TH DRIVE UNIT 2630Sold · Apr ’26

$160,000

2630 SW 14TH DRIVE UNIT 2630 · same community

1 bd · 1 ba · 807 sqft · $198/sqft · 176 DOM

2664 SW 14TH DRIVESold · May ’26

$165,000

2664 SW 14TH DRIVE · same community

2 bd · 1 ba · 1,076 sqft · $153/sqft · 20 DOM

2822 SW 14TH DRIVE UNIT 307Sold · Jul ’25

$148,000

2822 SW 14TH DRIVE UNIT 307 · same community

2 bd · 1 ba · 1,076 sqft · $138/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2830 SW 14TH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2830 SW 14TH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2830 SW 14TH DRIVE FAQs

What would the monthly payment be for 2830 SW 14TH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,281/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2830 SW 14TH DRIVE?+

The most recent tax bill on record (2025) was $1,682. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2830 SW 14TH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $154,900, this home is listed about 48% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2830 SW 14TH DRIVE?+

Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the GAINESVILLE 32608 market on paper

$154,900 is 31% below the GAINESVILLE 32608 median of $225,000, and at $192/sqft it sits under the Gainesville average of $208.

02Time on market is leverage

165 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $169,900, now $154,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of UNIVERSITY REALTY · Matt Price. MLS #GC537349.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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