326 BELFAST TERRACE, SEBASTIAN, FL, 32958
Active50 days on marketListed Jun 11, 2026MLS #J1001915
About this home
326 BELFAST TERRACE
Motivated Seller. Tucked away on a quiet street in Sebastian Highlands, this charming 2-bedroom, 2-bath home offers the ultimate Florida lifestyle. Enjoy morning coffee on the patio, afternoons on the water, and weekends exploring Sebastian's beautiful beaches, waterfront dining, and the famous Sebastian Inlet, all just minutes away! Inside, a bright, move-in-ready floor plan features easy-care tile flooring throughout. Peace of mind comes built-in with a major recent investment: a brand-new septic system. Step outside to a spacious backyard with endless possibilities for a pool, garden, or boat storage. With no HOA, you have the total freedom to customize your space in a prime location near shopping, parks, golf, boating, and pristine fishing spots. Whether you're searching for your first home, a winter escape, or a relaxed coastal lifestyle, this property is ready for its next chapter.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,031
Sqft
0.23 ac
Lot size
1982
Year built
One
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,264 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,264/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SEBASTIAN HIGHLANDS
$276 vs $222
Days on market
50 vs 42 typical
Where $276/sqft sits among the 13 homes for sale in SEBASTIAN HIGHLANDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebastian Highlands
Get to know Sebastian. See the full Sebastian guide →
Sebastian Highlands — neighborhood snapshot
Population
20,759
Median age
57
Median income
$69,843
Median home value
$272,805
Avg household
2
Households w/ children
1,359
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$250K → $348K
Sebastian median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
5 of 13
SEBASTIAN HIGHLANDS have cut their price
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the SEBASTIAN 32958 median. See the full Sebastian market guide →
Paper trail
This home's history
Reality check
What actually sold near 326 BELFAST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$289,000
1574 DAMASK LANE · same community
2 bd · 2 ba · 1,100 sqft · $263/sqft · 125 DOM
Sold · Aug ’25$197,000
454 TUNISON LANE · same community
2 bd · 1 ba · 891 sqft · $221/sqft · 97 DOM
Sold · Apr ’26$325,000
382 Easy Street, Sebastian FL 32958 · same community
3 bd · 2 ba · 1,194 sqft · $272/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 326 BELFAST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 326 BELFAST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
326 BELFAST TERRACE FAQs
What would the monthly payment be for 326 BELFAST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,264/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 326 BELFAST TERRACE?+
The most recent tax bill on record (2025) was $3,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 326 BELFAST TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebastian?+
At $285,000, this home is listed about 15% below the Sebastian median of $334,000. The market section on this page shows how the area is trending.
Which schools are assigned to 326 BELFAST TERRACE?+
Sebastian River Middle School (middle), Sebastian River High School (high), Sebastian Elementary School (elementary) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEBASTIAN 32958 market on paper
$285,000 is 22% below the SEBASTIAN 32958 median of $364,000.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $314,900, now $285,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1001915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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