David Ramirez
$278,8003 bd2 ba1,184 sqft$235 /sqft$1,993 /mo all-in ↓

1010 CLEARMONT STREET, SEBASTIAN, FL, 32958

Active51 days on marketListed Jun 4, 2026MLS #W7886402

Priced 23% below the SEBASTIAN 32958 medianSingle Family ResidenceSEBASTIAN HIGHLANDS

About this home

1010 CLEARMONT STREET

NO HOA. 3-bedroom, 2-bath home completely transformed. New 2026 roof and a/c system, fully fenced, updated plumbing ,new garage motor. Newer designer kitchen, quartz counters, white cabinetry, s/s appliances Fresh interior and exterior paint, tile flooring, updated lighting, new fixtures, beautifully renovated bathrooms, Step outside to enjoy the large fully fenced backyard, near beaches

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,184

Sqft

0.24 ac

Lot size

1

Garage

1980

Year built

One

Levels

$235

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorNone

Community & fees

Taxes (2025)$818/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,993 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,641
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$68
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,758Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,758
Interest rate6.00%
Loan term

Estimated payment

$1,993/mo

Principal & interest$1,641
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$68
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SEBASTIAN HIGHLANDS

$235 vs $232

Days on market

51 vs 42 typical

Where $235/sqft sits among the 12 homes for sale in SEBASTIAN HIGHLANDS

4
2
1 · this home
2
0
3
$183–203$203–224$224–244$244–265$265–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebastian Highlands

Map of 1010 CLEARMONT STREET inside its neighborhood boundary

Get to know Sebastian. See the full Sebastian guide →

Sebastian Highlands — neighborhood snapshot

Population

20,759

Median age

57

Median income

$69,843

Median home value

$272,805

Avg household

2

Households w/ children

1,359

For the school run

Indian River County School District

MiddleSebastian River Middle School★★★★★
HighSebastian River High School★★★★★
ElementarySebastian Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebastian market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$250K$348K

Sebastian median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

5 of 12

SEBASTIAN HIGHLANDS have cut their price

Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the SEBASTIAN 32958 median. See the full Sebastian market guide →

Paper trail

This home's history

Jun 4, 2026Listed at $278,800 · 51 days on market since
1980Built · SEBASTIAN HIGHLANDS

Reality check

What actually sold near 1010 CLEARMONT STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

382 Easy Street, Sebastian FL 32958Sold · Apr ’26

$325,000

382 Easy Street, Sebastian FL 32958 · same community

3 bd · 2 ba · 1,194 sqft · $272/sqft · 15 DOM

401 Lloyd Street, Sebastian FL 32958Sold · Nov ’25

$310,000

401 Lloyd Street, Sebastian FL 32958 · same community

3 bd · 2 ba · 1,216 sqft · $255/sqft · 74 DOM

194 DEL MONTE ROADSold · Jun ’26

$210,000

194 DEL MONTE ROAD · same community

3 bd · 2 ba · 1,218 sqft · $172/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1010 CLEARMONT STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1010 CLEARMONT STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1010 CLEARMONT STREET FAQs

What would the monthly payment be for 1010 CLEARMONT STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,993/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1010 CLEARMONT STREET?+

The most recent tax bill on record (2025) was $818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sebastian?+

At $278,800, this home is listed about 17% below the Sebastian median of $334,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1010 CLEARMONT STREET?+

Sebastian River Middle School (middle), Sebastian River High School (high), Sebastian Elementary School (elementary) — Indian River County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7886402.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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