10042 SWAY STREET, WINTER GARDEN, FL, 34787
Active90 days on marketListed May 8, 2026MLS #J1000694
About this home
10042 SWAY STREET
Beautiful home located at 10042 Sway St, Winter Garden, FL 34787, in one of Central Florida’s fastest-growing and most desirable communities. This spacious property offers an excellent layout, abundant natural light, and comfortable living spaces perfect for families or anyone seeking extra room and convenience. Enjoy resort-style amenities including a community pool, fitness center, and recreational areas designed for an active and enjoyable lifestyle. Prime location just: • 20–25 minutes from Walt Disney World Resort • 25–30 minutes from Universal Orlando Resort • Minutes from Hamlin Town Center with shopping, dining, and entertainment • Easy access to Highway 429 for convenient commuting Landlord is flexible with move-in requirements for qualified tenants, making this an excellent opportunity in a highly sought-after area. Don’t miss the chance to live in one of Winter Garden’s most attractive communities
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,900
Sqft
0.2 ac
Lot size
2
Garage
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WATERLEIGH PH 4B & 4C
$1 vs $241
Days on market
90 vs 37 typical
Where $1/sqft sits among the 7 homes for sale in WATERLEIGH PH 4B & 4C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hickory Hut
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
Hickory Hut — neighborhood snapshot
Population
5,306
Median age
38
Median income
$152,813
Median home value
$545,824
Avg household
3
Households w/ children
664
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $611K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
4 of 7
WATERLEIGH PH 4B & 4C have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 10042 SWAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$700,000
18386 OLIVER TWIST WAY · same community
4 bd · 3 ba · 2,924 sqft · $239/sqft · 54 DOM
Sold · Jul ’26$809,000
18422 OLIVER TWIST WAY · same community
5 bd · 4.5 ba · 3,231 sqft · $250/sqft · 18 DOM
Sold · Jul ’26$550,000
16230 CARRAWAY BAY ALLEY · same community
4 bd · 3.5 ba · 2,474 sqft · $222/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10042 SWAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10042 SWAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10042 SWAY STREET FAQs
What would the monthly payment be for 10042 SWAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10042 SWAY STREET?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $3,999, this home is listed about 99% below the Winter Garden median of $589,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10042 SWAY STREET?+
Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the WINTER GARDEN 34787 market on paper
$3,999 is 99% below the WINTER GARDEN 34787 median of $535,000, and at $1/sqft it sits under the Winter Garden average of $279.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
90 days on market against a Winter Garden median of 37 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $4,400, now $3,999 — a $401 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1000694.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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