David Ramirez
$560,000$590,0004 bd3.5 ba2,484 sqft$225 /sqft$4,742 /mo all-in ↓

17098 WATER SPRING BOULEVARD, WINTER GARDEN, FL, 34787

Active264 days on marketListed Nov 10, 2025MLS #O6357599

Reduced $30KSingle Family ResidenceWATERLEIGH PH 4B & 4C

About this home

17098 WATER SPRING BOULEVARD

Welcome to this stunning Clearden model, offering 4 bedrooms and 3.5 bathrooms in one of Horizon West’s most desirable neighborhoods — Waterleigh! The thoughtful floor plan features a spacious primary suite upstairs, along with two guest bedrooms and a versatile loft area, perfect for a home office or playroom. Downstairs, you’ll find a guest suite with a private bath, ideal for visitors or multigenerational living. The modern kitchen boasts stainless steel appliances, granite countertops, and opens to a large family room, creating the perfect space for entertaining. The primary bathroom includes dual vanities with granite tops and a large walk-in closet. This home also includes the Smart Home Package, offering convenience and peace of mind with the latest in home automation technology. Located in the resort-style Waterleigh community, residents enjoy exceptional amenities including two beautiful clubhouses, two resort-style pools, two fitness centers, mini golf, tennis courts, beach volleyball, dog park, and scenic lakefront picnic areas with BBQs. Experience the perfect blend of comfort, style, and Florida lifestyle living at its best — schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,484

Sqft

0.12 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$225

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$271/mo
Taxes (2024)$9,199/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,742 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property tax — 2024 actual bill$767
HOA fee — from the listing$271
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,600
Interest rate6.00%
Loan term

Estimated payment

$4,742/mo

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$767
HOA / condo fee$271
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$538KedgeAI estimate $585,961 · range $571K$615K$640K

vs edgeAI estimate

−4.4%

$/sqft vs Winter Garden actives

$225 vs $262

Days on market

264 vs 31 typical

Where $225/sqft sits among the 400 Winter Garden actives

82 · this home
138
79
34
33
34
$186–226$226–267$267–307$307–347$347–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hickory Hut

Map of 17098 WATER SPRING BOULEVARD inside its neighborhood boundary

Drive times from this address

Walt Disney World17 min
Downtown Orlando33 min
Universal Orlando34 min
Orlando Int’l Airport (MCO)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Hickory Hut — neighborhood snapshot

Population

5,306

Median age

38

Median income

$152,813

Median home value

$545,824

Avg household

3

Households w/ children

664

For the school run

Orange County School District

ElementaryWater Spring Elementary★★★★★
HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

169 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $560,000 $30K
Nov 10, 2025Listed at $590,000 · 264 days on market since
2023Built · WATERLEIGH PH 4B & 4C

Reality check

What actually sold near 17098 WATER SPRING BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16230 CARRAWAY BAY ALLEYSold · Jul ’26

$550,000

16230 CARRAWAY BAY ALLEY · same community

4 bd · 3.5 ba · 2,474 sqft · $222/sqft · 114 DOM

16602 POINT ROCK DRIVESold · Mar ’26

$585,000

16602 POINT ROCK DRIVE · same community

4 bd · 3.5 ba · 2,474 sqft · $236/sqft · 140 DOM

16632 POINT ROCK DRIVESold · Jul ’26

$530,000

16632 POINT ROCK DRIVE · same community

4 bd · 3.5 ba · 2,292 sqft · $231/sqft · 149 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17098 WATER SPRING BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17098 WATER SPRING BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17098 WATER SPRING BOULEVARD FAQs

What would the monthly payment be for 17098 WATER SPRING BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,742/mo — principal and interest, the actual property-tax bill, the $271/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17098 WATER SPRING BOULEVARD?+

The association fee works out to $271 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17098 WATER SPRING BOULEVARD?+

The most recent tax bill on record (2024) was $9,199. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17098 WATER SPRING BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $560,000, this home is listed about 5% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 17098 WATER SPRING BOULEVARD?+

Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

264 days on market against a Winter Garden median of 31 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $590,000, now $560,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of ORLANDO BROTHERS REAL ESTATE LLC · Iluska Kruse. MLS #O6357599.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Winter Garden homes, in your inbox

Like 17098 WATER SPRING BOULEVARD but not quite? A daily digest of every new listing in Winter Garden — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 1, 2026 at 7:14 AM UTC. The listing information on this page last changed on August 1, 2026 at 7:14 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 1, 2026 at 7:14 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 1, 2026 at 7:14 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.