David Ramirez
$150,0003 bd2 ba1,296 sqft$116 /sqft$1,293 /mo all-in ↓

11091 NE 107TH TERRACE, ARCHER, FL, 32618

Active4 days on marketListed Jul 28, 2026MLS #GC542308

Priced 47% below the ARCHER 32618 medianManufactured HomeUNIVERSITY OAKS

About this home

11091 NE 107TH TERRACE

Investor Alert – Priced to Sell! Don't miss this fantastic opportunity! This home is almost fully renovated, with only the final finishing touches remaining. Situated on a spacious 1.43-acre lot, it offers plenty of room to enjoy country living while adding your own personal style. Whether you're looking for your next investment, flip, rental property, or a place to call home, this property has excellent potential and is priced for a quick sale. Don't wait—opportunities like this don't last long! Property sell as is.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,296

Sqft

1.43 ac

Lot size

1996

Year built

One

Levels

$116

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesElectric Water Heater · Other
InteriorBuilt-in Features · Cathedral Ceiling(s) · High Ceilings · Open Floorplan · Solid Wood Cabinets · Stone Counters
LaundryIn Kitchen
CoolingOther
HeatingOther

Outside & construction

RoofOther
ConstructionVinyl Siding
FoundationOther
FacesNorthwest
ExteriorStorage

Community & fees

Taxes (2025)$2,208/yr

Utilities & systems

UtilitiesPublic
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,293 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$184
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,293/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$184
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$144KedgeAI estimate $193,600 · range $165K$216K$225K

vs edgeAI estimate

−22.5%

$/sqft vs Archer actives

$116 vs $236

Days on market

4 vs 57 typical

Where $116/sqft sits among the 26 Archer actives

9 · this home
7
2
1
3
4
$116–189$189–262$262–336$336–409$409–482$482+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Archer

Map of 11091 NE 107TH TERRACE

Get to know Archer. See the full Archer guide →

ARCHER 32618 — neighborhood snapshot

Population

7,340

Median age

44.5

Median income

$52,176

Median home value

$195,000

Avg household

2.25

Households w/ children

777

For the school run

Alachua County School District

ElementaryArcher Elementary★★★★★
MiddleOak View Middle School★★★★★
HighNewberry High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Archer market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$314K$240K

Archer median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

10 of 26

Archer actives have cut their price

Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the ARCHER 32618 median. See the full Archer market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $150,000 · 4 days on market since
1996Built · UNIVERSITY OAKS

Reality check

What actually sold near 11091 NE 107TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12110 NE 106TH COURTSold · Aug ’25

$55,500

12110 NE 106TH COURT · same community

3 bd · 2 ba · 1,344 sqft · $41/sqft · 288 DOM

10550 NE 120TH STREETSold · Oct ’25

$124,000

10550 NE 120TH STREET · same community

2 bd · 2 ba · 1,216 sqft · $102/sqft · 21 DOM

11130 NE 103RD TERRACESold · Mar ’26

$55,000

11130 NE 103RD TERRACE · same community

4 bd · 2 ba · 1,392 sqft · $40/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11091 NE 107TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11091 NE 107TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11091 NE 107TH TERRACE FAQs

What would the monthly payment be for 11091 NE 107TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,293/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11091 NE 107TH TERRACE?+

The most recent tax bill on record (2025) was $2,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Archer?+

At $150,000, this home is listed about 60% below the Archer median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11091 NE 107TH TERRACE?+

Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Kay Hoang. MLS #GC542308.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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