11491 NE 109TH PL, ARCHER, FL, 32618
Active284 days on marketListed Oct 14, 2025MLS #OM711424
About this home
11491 NE 109TH PL
3.44 ACRES CLEARED AND READY FOR YOUR NEW HOME! Rare opportunity to build your dream home on this 3.44 acre lot in the desirable University Oaks community of Archer. This property combines privacy, natural beauty, and abundant space, with mature trees and open areas perfect for a custom residence, equestrian facilities, or other personal projects. A current survey is available, and the owner is willing to provide floor plans for a home originally purchased for this lot with an acceptable offer. Restricted to site-built homes only. No mobile or manufactured homes. Providing a unique head start for your building vision. With expansive acreage and a premier rural location, this property presents an exceptional opportunity to create a custom home tailored to your lifestyle in one of Archer’s beautiful communities.
Facts & features
The home at a glance
3.44 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$698 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$698/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Archer
Get to know Archer. See the full Archer guide →
ARCHER 32618 — neighborhood snapshot
Population
7,340
Median age
44.5
Median income
$52,176
Median home value
$195,000
Avg household
2.25
Households w/ children
777
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Archer market
$314K → $240K
Archer median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% below the ARCHER 32618 median. See the full Archer market guide →
Paper trail
This home's history
Reality check
What actually sold near 11491 NE 109TH PL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$150,000
10871 NE 106TH COURT · same community
2 bd · 2 ba · 728 sqft · $206/sqft · 17 DOM
Sold · Dec ’25$62,000
10851 NE 110TH LANE · same community
2 bd · 2 ba · 960 sqft · $65/sqft · 27 DOM
Sold · May ’26$195,000
11731 NE 106TH COURT · same community
3 bd · 2 ba · 1,140 sqft · $171/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11491 NE 109TH PL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11491 NE 109TH PL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11491 NE 109TH PL FAQs
What would the monthly payment be for 11491 NE 109TH PL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $698/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11491 NE 109TH PL?+
The most recent tax bill on record (2024) was $451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11491 NE 109TH PL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Archer?+
At $79,000, this home is listed about 79% below the Archer median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11491 NE 109TH PL?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ARCHER 32618 market on paper
$79,000 is 72% below the ARCHER 32618 median of $284,500.
02Time on market is leverage
284 days on market against a Archer median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $85,000, now $79,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARRIETT DOWNS REAL ESTATE LLC · Lourdes Guallpa. MLS #OM711424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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