11 NE 434TH STREET, OLD TOWN, FL, 32680
Active7 days on marketListed Jul 28, 2026MLS #GC542280
About this home
11 NE 434TH STREET
Tucked beneath beautiful, mature oak trees and surrounded by peaceful acreage, this fully remodeled 3-bedroom, 2-bath home offers the perfect blend of privacy, modern updates, and country living—all on a paved road with convenient access to nearby amenities. Step inside to discover a completely refreshed interior featuring all-new flooring throughout, fresh interior paint, and a thoughtfully remodeled kitchen designed to be the heart of the home. Enjoy granite countertops, brand-new cabinetry, stylish tile flooring, and a layout that's perfect for everyday living or entertaining. Both bathrooms have been beautifully updated with new vanities, new countertops, and modern fixtures, giving each space a fresh, clean, contemporary feel. Every update has already been completed, allowing you to move right in and start enjoying your new home. Outside, you'll appreciate the privacy, open space, and stunning mature oak trees that create a peaceful Old Florida setting. Whether you're looking for room to spread out, a place to garden, space for your animals, or simply a quiet retreat from the hustle and bustle, this property offers the lifestyle buyers have been searching for. Located just a short drive from the Suwannee River, you'll have easy access to boating, fishing, kayaking, and some of North Florida's most beautiful natural attractions while still being conveniently close to town. If you've been searching for a move-in-ready home with acreage, privacy, and quality renovations already completed, this property deserves a spot at the top of your list. From the beautifully remodeled interior to the peaceful setting beneath the oaks, this is a home you'll want to experience in person. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,196
Sqft
3.42 ac
Lot size
2000
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,622 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,622/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.2%
$/sqft vs Old Town actives
$171 vs $167
Days on market
7 vs 34 typical
Where $171/sqft sits among the 29 Old Town actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$198K → $250K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
14 of 29
Old Town actives have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11 NE 434TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 NE 434TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11 NE 434TH STREET FAQs
What would the monthly payment be for 11 NE 434TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,622/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11 NE 434TH STREET?+
The most recent tax bill on record (2025) was $1,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Old Town?+
At $204,900, this home is listed about 13% below the Old Town median of $234,950. The market section on this page shows how the area is trending.
Which schools are assigned to 11 NE 434TH STREET?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$204,900 runs 64% above the OLD TOWN 32680 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Old Town market that averages 34 — if it fits, move quickly.
04Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Jessica Vance. MLS #GC542280.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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