
628 NE 816 AVENUE, OLD TOWN, FL, 32680
Active9 days on marketListed Jul 26, 2026MLS #GC542230
About this home
628 NE 816 AVENUE
Discover peaceful country living with this 2-bedroom, 2-bath manufactured home situated on 5 beautiful, fenced acres near Gronto Springs and the Suwannee River. Surrounded by natural beauty, this property offers plenty of room for outdoor living, gardening, recreational vehicles, a workshop, or your favorite animals. Enjoy the privacy and freedom of rural living while remaining close to swimming, boating, kayaking, fishing, and other year-round outdoor adventures. Whether you are searching for a full-time residence, weekend retreat, winter getaway, or investment property, this North Florida property offers space, privacy, and an excellent location. Schedule your private showing today and come experience the relaxed Florida lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
864
Sqft
5 ac
Lot size
2018
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Old Town actives
$231 vs $169
Days on market
9 vs 34 typical
Where $231/sqft sits among the 28 Old Town actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$198K → $250K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
14 of 28
Old Town actives have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 628 NE 816 AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$114,000
966 NE 818TH STREET
3 bd · 1 ba · 976 sqft · $117/sqft · 11 DOM
Sold · Mar ’26$114,665
8233 NE HIGHWAY 353
1 bd · 1.5 ba · 1,224 sqft · $94/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 628 NE 816 AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 628 NE 816 AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
628 NE 816 AVENUE FAQs
What would the monthly payment be for 628 NE 816 AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,494/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 628 NE 816 AVENUE?+
The most recent tax bill on record (2025) was $824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 628 NE 816 AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Old Town?+
At $199,900, this home is listed about 15% below the Old Town median of $234,950. The market section on this page shows how the area is trending.
Which schools are assigned to 628 NE 816 AVENUE?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JIM KING REALTY, INC. · Melanie Hutchison. MLS #GC542230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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