2537 NW 48TH TERRACE, GAINESVILLE, FL, 32606
Active12 days on marketListed Jul 22, 2026MLS #GC542165
About this home
2537 NW 48TH TERRACE
Less than 2 miles to the University & Hospitals! Like new Craftsman style detached home with 3 BR 2 BA and 1742 sf built in 2022. Luxury features like gourmet kitchen with white shaker wood cabinets, tile backsplash, Quartz counter tops, large island, large pantry, coffee/ beverage station and stainless steel appliances including a 5 burner gas stove, fridge, microwave and stainless steel vent hood. Spacious primary bedroom with walk-in closet, on-suite bath with double sinks, walk-in shower with rain shower head and quartz counter tops. It also has hickory wood floors in all bedrooms, great room, kitchen and hallway. Porcelain tile in the laundry and baths. Other features include large covered and screened rear lanai with tile flooring, cable and gas line connection, 10-11 foot ceilings throughout the home, crown molding, loaded with Craftsman style doors, trim and moldings, big laundry room with quartz countertop, stainless steel sink, and plenty of storage and shelving. The home is light and bright with big windows, the exterior has low maintenance hardi board siding and trim, tank-less water heater. Interior has spray foam insulation in the ceiling and exterior walls for added energy efficiency. White vinyl, privacy fenced yard with zero scaping (no grass) in front and back. 2 car garage with electric car charging plug and more! Villas at Buckridge is one of the newest communities in NW Gainesville. 18 homes total. Located near all kinds of shopping, dining, medical facilities and schools. Ready for quick closing and immediate occupancy. Currently zoned for Glen Springs Elementary, Westwood Middle school and Buchholz High School.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,742
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,304 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,304/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.5%
$/sqft vs Gainesville actives
$244 vs $198
Days on market
12 vs 36 typical
Where $244/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2537 NW 48TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$398,000
2585 NW 48TH TERRACE · same community
3 bd · 2 ba · 1,749 sqft · $228/sqft · 43 DOM
Sold · Jul ’26$345,000
900 NW 39TH DRIVE
3 bd · 2 ba · 1,750 sqft · $197/sqft · 3 DOM
Sold · Apr ’26$279,000
568 NW 39TH DRIVE
3 bd · 2 ba · 1,661 sqft · $168/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2537 NW 48TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2537 NW 48TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2537 NW 48TH TERRACE FAQs
What would the monthly payment be for 2537 NW 48TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,304/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2537 NW 48TH TERRACE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2537 NW 48TH TERRACE?+
The most recent tax bill on record (2025) was $4,862. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2537 NW 48TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $424,900, this home is listed about 44% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2537 NW 48TH TERRACE?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$424,900 runs 35% above the GAINESVILLE 32606 median — but at 1,742 sqft it's also 20% larger than the typical Gainesville listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Jonathan Colon. MLS #GC542165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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