8205 SW 44TH TERRACE, GAINESVILLE, FL, 32608
Active156 days on marketListed Feb 27, 2026MLS #GC537986
About this home
8205 SW 44TH TERRACE
Virtually Staged. PRICE IMPROVEMENT! MOVE-IN READY and loaded with upgrades! This bright and open 4-bedroom, 2-bathroom split-level home with a spacious bonus room sits on a full ONE ACRE in a prime location off Williston Road — just minutes to Publix, shopping, dining, parks, and entertainment. Best of all — NO HOA! Inside, you’ll find solid surface flooring throughout and a beautifully remodeled kitchen featuring new quartz countertops, new cabinetry, new dishwasher, new sink, new range hood, separate freezer, and reverse osmosis drinking water system. Fresh interior paint, updated light fixtures, and smart light switches enhance the modern feel. The layout offers both a formal living room and formal dining room, plus a welcoming family room with glass sliding doors, built-in bookshelves, and a cozy wood-burning fireplace. Downstairs includes conditioned storage space, two separate interior storage rooms, and a large bonus “man cave” perfect for a media room, gym, or hobby space. The indoor laundry room adds convenience. Step outside to enjoy the paver patio, new covered patio enclosure, fire pit area, and brand new vinyl fencing — perfect for relaxing or entertaining. The home also features a new high-efficiency HVAC system, water chlorination system, new water softener, well and septic (lower utility costs), and Clay Electric service. Technology lovers will appreciate the security system with 6 video cameras, whole-home sound system with Control4 automation, and smart home features throughout. With beautiful landscaping including Sago palms, Crepe Myrtles, and water lilies — this property truly has it all!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,670
Sqft
1 ac
Lot size
1981
Year built
Two
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,515 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,515/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.5%
$/sqft vs Gainesville actives
$168 vs $198
Days on market
156 vs 36 typical
Where $168/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 8205 SW 44TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$438,990
5725 SW 46TH DRIVE
4 bd · 3 ba · 2,662 sqft · $165/sqft · 219 DOM
Sold · Apr ’26$469,990
6061 SW 46TH DRIVE
4 bd · 3.5 ba · 2,768 sqft · $170/sqft · 127 DOM
Sold · Dec ’25$484,055
6040 SW 46TH DRIVE
4 bd · 3.5 ba · 2,768 sqft · $175/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8205 SW 44TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8205 SW 44TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8205 SW 44TH TERRACE FAQs
What would the monthly payment be for 8205 SW 44TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,515/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8205 SW 44TH TERRACE?+
The most recent tax bill on record (2025) was $6,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8205 SW 44TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $449,000, this home is listed about 52% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 8205 SW 44TH TERRACE?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$449,000 runs 104% above the GAINESVILLE 32608 median — but at 2,670 sqft it's also nearly twice the size of the typical Gainesville listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
156 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,999, now $449,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Betsy Pepine. MLS #GC537986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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