1326 SW 90TH STREET, GAINESVILLE, FL, 32607
Active11 days on marketListed Jul 23, 2026MLS #GC542161
About this home
1326 SW 90TH STREET
Exceptionally maintained executive pool home offering 5 bedrooms, 3.5 bathrooms, and 3,823 square feet in one of Gainesville's most desirable neighborhoods. Over $175,000 in documented upgrades and infrastructure have been completed since 2019. Key improvements include a new roof, whole-house generator, multi-zone high-efficiency HVAC, upgraded water treatment, extensive landscaping, and pool renovations, with active warranties passing to the buyer. The functional layout includes a private guest wing with a Jack-and-Jill bath, a dedicated office with its own mini-split climate system and wired network, and a private sunroom off the primary suite with its own central HVAC zone. The primary suite features a spa-inspired bath with an upgraded rain shower, while the living areas display tray ceilings, custom lighting, and a gas fireplace. The kitchen offers painted cabinetry, stainless steel appliances, reverse osmosis drinking water, instant hot water, wine storage, and integrated patio audio. A dedicated home theater includes a Sony 4K projector, premium surround sound, and Savant home automation. Outside, the re-screened lanai surrounds a resurfaced saltwater pool equipped with solar and gas heat, Pentair IntelliBrite LED lighting, and automated CO2 pH management. The fully landscaped backyard also features a custom pea-gravel gathering area and fruit trees. Additional mechanical and security upgrades include an inverter HVAC with UV-C air purification, whole-home water softening, a tankless hot water heater, cellular and hardwired security, 8-gig fiber internet capability, an oversized 3-car garage, and a dedicated 50-amp RV or EV outlet. Zoned for excellent schools and centrally located in SW Gainesville with quick access to shopping, UF, Shands, HCA, and VA Hospitals. 3D Tour Link Available.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,760
Sqft
0.68 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,339 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,339/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.4%
$/sqft vs Gainesville actives
$279 vs $199
Days on market
11 vs 45 typical
Where $279/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 457% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1326 SW 90TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$875,000
1417 SW 90TH STREET · same community
5 bd · 5 ba · 3,796 sqft · $231/sqft · 190 DOM
Sold · Oct ’25$890,000
8572 SW 12TH LANE · same community
4 bd · 3 ba · 3,595 sqft · $248/sqft · 7 DOM
Sold · May ’26$680,000
1465 SW 88TH STREET · same community
4 bd · 3.5 ba · 3,234 sqft · $210/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1326 SW 90TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1326 SW 90TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1326 SW 90TH STREET FAQs
What would the monthly payment be for 1326 SW 90TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,339/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1326 SW 90TH STREET?+
The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1326 SW 90TH STREET?+
The most recent tax bill on record (2025) was $12,381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1326 SW 90TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,050,000, this home is listed about 256% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1326 SW 90TH STREET?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,050,000 runs 457% above the GAINESVILLE 32607 median — but at 3,760 sqft it's also nearly 3 times the size of the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS GAINESVILLE · Chris Bien. MLS #GC542161.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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