1446 SW 87TH STREET, GAINESVILLE, FL, 32607
Active88 days on marketListed May 7, 2026MLS #GC540164
About this home
1446 SW 87TH STREET
Virtually Staged. Located in the highly sought-after Cobblefield-Pembridge community, this stunning GW Robinson Certified Green home offers the perfect blend of luxury, functionality, and timeless design. Lovingly maintained by its single owner, never having housed pets, and never smoked in, this exceptional residence features 5 bedrooms, 3 full bathrooms, and 2 half bathrooms, including a thoughtfully designed layout with 4 bedrooms and 3.5 bathrooms on the main level, plus an upstairs bonus suite with an additional bedroom and half bath. A private office, media room, enclosed Florida room, and spacious 2-car garage complete the home’s impressive floor plan. From the moment you enter, you’ll appreciate the elegant tray ceilings, recessed lighting, soaring 13-foot vaulted ceilings in the family room, and abundance of natural light that fills the home. The spectacular chef’s kitchen is designed for both entertaining and everyday living, featuring extensive cabinetry, beautiful granite countertops, generous prep space, and seamless flow into the inviting family room. Anchored by a gas fireplace and custom built-in shelving, the family room creates a warm and welcoming atmosphere ideal for gatherings or relaxing evenings at home. The living areas are further enhanced with a smart thermostat system that can be conveniently controlled from your phone for added comfort and energy efficiency. The home's HVAC system contains 5 separate zones that can be individually controlled to maximize energy efficiency. Designed with the highly desirable and popular 3-way split floor plan, the home offers both privacy and flexibility for families and guests alike. One private wing can function as an ideal in-law suite, featuring a bedroom, bathroom, and media room that can be closed off for additional privacy. Upstairs, the spacious bonus suite with its own bedroom and half bath offers incredible versatility for guests, multi-generational living, a playroom, home gym, or additional workspace. One of the home’s standout features is the expansive 625-square-foot enclosed Florida room, complete with a summer kitchen and gas range, creating the ultimate indoor-outdoor entertaining space. The whole-house sound system extends throughout the home and into the Florida room for effortless entertaining. The home also offers both wired and wireless internet capability, providing reliable connectivity throughout the property for work, streaming, gaming, and smart-home convenience. Additional upgrades include new roof (2023) motion-sensor security cameras with audio and visual monitoring in the front, back, and garage, all accessible from your phone, a monitored alarm system, water softener, tankless water heater system approximately five years old, spacious utility room, and Massey termite bond and shrub care service. The electrical panel also includes a dedicated “Pool Pack” breaker location for a future pool and allowance for a future generator installation. This exceptional home offers luxury, comfort, efficiency, and versatility in one of Gainesville’s most coveted neighborhoods — a rare opportunity to own a thoughtfully upgraded GW Robinson home in Cobblefield-Pembridge. Enjoy the shops, restaurants and asphalt trails nearby.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,123
Sqft
0.39 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,967 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,967/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27%
$/sqft vs Gainesville actives
$206 vs $198
Days on market
88 vs 36 typical
Where $206/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 352% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1446 SW 87TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$875,000
1417 SW 90TH STREET · same community
5 bd · 5 ba · 3,796 sqft · $231/sqft · 190 DOM
Sold · Oct ’25$890,000
8572 SW 12TH LANE · same community
4 bd · 3 ba · 3,595 sqft · $248/sqft · 7 DOM
Sold · May ’26$680,000
1465 SW 88TH STREET · same community
4 bd · 3.5 ba · 3,234 sqft · $210/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1446 SW 87TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1446 SW 87TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1446 SW 87TH STREET FAQs
What would the monthly payment be for 1446 SW 87TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,967/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1446 SW 87TH STREET?+
The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1446 SW 87TH STREET?+
The most recent tax bill on record (2025) was $9,772. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1446 SW 87TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $849,900, this home is listed about 188% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1446 SW 87TH STREET?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$849,900 runs 352% above the GAINESVILLE 32607 median — but at 4,123 sqft it's also nearly 3 times the size of the typical Gainesville listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
88 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $889,000, now $849,900 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Betsy Pepine. MLS #GC540164.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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