
125 NE 4TH STREET UNIT 38, GAINESVILLE, FL, 32601
Active13 days on marketListed Jul 23, 2026MLS #GC542137
About this home
125 NE 4TH STREET UNIT 38
Experience the best of downtown Gainesville luxury living in this beautifully updated 2-bedroom, 2.5-bath townhome in the highly sought-after Regent's Park community, perfectly positioned on a quiet, tree-lined street at the edge of Gainesville's historic district. Offering the ideal blend of sophistication, walkability, and low-maintenance living, this residence is perfect as a full-time home, an upscale game-day retreat, or a second home for professionals affiliated with the University of Florida, UF Health Shands Hospital, or downtown Gainesville. Designed with the feel of a luxury single-family home, the open-concept floor plan features spacious rooms, soaring 10-foot ceilings, and beautiful wood flooring throughout the main living level, complemented by newly upgraded cork flooring on the staircase and throughout the upper level—eliminating carpet entirely. The stunning, fully renovated kitchen (2018) showcases quartz countertops, 42-inch wood cabinetry with designer hardware, stainless steel appliances, a dedicated beverage station with space for a wine refrigerator, and an oversized breakfast bar that flows effortlessly into the dining and living area, creating the perfect setting for entertaining. Large windows fitted with custom silhouette shades fill the home with soft natural light while maintaining privacy. Just beyond the living room, the expansive private terrace extends your living space outdoors with plenty of room for dining, grilling, gardening, sunning, or simply relaxing beneath the mature tree canopy. Upstairs, the elegant owner's suite offers a spacious walk-in closet, a luxurious ensuite bath, and a private balcony overlooking the picturesque tree-lined streets of Gainesville's historic district—the perfect place to enjoy your morning coffee or unwind in the evening. A generous 2nd bathroom with its own private bathroom provides comfort and privacy. Additional features include an in-unit laundry closet with washer and dryer, newly upgraded kitchen and bathroom faucets, an attached one-car garage tucked behind a gated entrance, and fiber-optic internet included in the monthly condominium association fee. Constructed using Insulated Concrete Forms (ICF) with a classic brick veneer exterior and Andersen windows, this home offers exceptional energy efficiency, superior sound insulation, increased storm resistance, and lower utility costs compared to traditional construction. One of Regent's Park's greatest advantages is its unbeatable location. Step outside and enjoy one of Gainesville's most walkable neighborhoods, with easy access to Depot Park, Sweetwater Preserve and Trails, the Hippodrome Theatre, the Thomas Center, the Alachua County Public Library, Bo Diddley Plaza, Heartwood Soundstage, First Magnitude Brewing Company, and many of downtown Gainesville's most popular restaurants, coffee shops, breweries, farmers markets, and year-round festivals. The University of Florida, UF Health Shands Hospital, Innovation District, and Ben Hill Griffin Stadium are all just minutes away, making this an exceptional choice for faculty, medical professionals, graduate students, alumni, and Gator fans alike. Whether you're searching for a luxury downtown Gainesville condo, a maintenance-free home near the University of Florida, or an elegant lock-and-leave residence in one of Gainesville's premier communities, this exceptional Regent's Park townhome offers a lifestyle that is truly second to none.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,634
Sqft
0.43 ac
Lot size
1
Garage
2007
Year built
Multi/Split
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,065 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,065/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$260 vs $201
Days on market
13 vs 45 typical
Where $260/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Get to know Gainesville. See the full Gainesville guide →
Downtown — neighborhood snapshot
Population
1,253
Median age
32
Median income
$56,618
Median home value
$307,418
Avg household
2
Households w/ children
109
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
179 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 NE 4TH STREET UNIT 38
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$425,000
421 NE 2ND AVENUE · same community
2 bd · 2.5 ba · 1,755 sqft · $242/sqft · 3 DOM
Sold · Apr ’26$525,000
107 NE 4TH STREET · same community
3 bd · 2.5 ba · 1,957 sqft · $268/sqft · 19 DOM
Sold · Aug ’25$320,000
20 SW 6TH STREET UNIT 212-1
3 bd · 2 ba · 1,542 sqft · $208/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 NE 4TH STREET UNIT 38 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 NE 4TH STREET UNIT 38 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 NE 4TH STREET UNIT 38 FAQs
What would the monthly payment be for 125 NE 4TH STREET UNIT 38?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,065/mo — principal and interest, the actual property-tax bill, the $672/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 125 NE 4TH STREET UNIT 38?+
The association fee works out to $672 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 125 NE 4TH STREET UNIT 38?+
The most recent tax bill on record (2025) was $6,517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 125 NE 4TH STREET UNIT 38?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $425,000, this home is listed about 46% above the Gainesville median of $291,900. The market section on this page shows how the area is trending.
Which schools are assigned to 125 NE 4TH STREET UNIT 38?+
Joseph Williams Elementary School (elementary), Abraham Lincoln Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 70% above the GAINESVILLE 32601 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $672/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of RABELL REALTY GROUP LLC · Kristen Rabell. MLS #GC542137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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