4931 NW 81ST AVENUE, GAINESVILLE, FL, 32653
Active18 days on marketListed Jul 19, 2026MLS #GC542085
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Upcoming open house
Sun, Aug 16
2:30 PM – 4:30 PM
About this home
4931 NW 81ST AVENUE
Beautiful 3-bedroom, 2-bathroom home located in a desirable NW Gainesville Neighborhood. This move in ready, well-maintained residence offers a spacious and functional floor plan with beautiful real hardwood flooring throughout the main living areas and bedrooms. The large eat-in kitchen is designed for both everyday living and entertaining, featuring a gas range, stainless steel appliances, granite countertops, and ample cabinet space. Matching granite countertops can also be found in both bathrooms, adding a cohesive and updated feel throughout the home. The open living area features vaulted ceilings and ceiling fan, creating a spacious and comfortable atmosphere. The primary bedroom offers a relaxing retreat with a private en-suite bathroom featuring dual vanities, a soaking tub, separate shower, and a walk-in closet. On the other hall, are two additional bedrooms, a second full bathroom, and a convenient laundry closet equipped with a washer and dryer, which convey with the property. Step outside to enjoy the screened-in back porch, an ideal space for relaxing, enjoying your morning coffee, or entertaining guests. With its desirable Northwest Gainesville location, spacious layout, hardwood flooring, vaulted ceilings, split-bedroom design, and thoughtful features throughout, this home offers comfort and functionality in a welcoming setting. Residents enjoy access to a community pool and playground. Conveniently located near shopping plazas, restaurants, schools, and everyday amenities. Schedule your showing today! *All room dimensions are approximate and should be independently verified by the buyer*
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,659
Sqft
0.11 ac
Lot size
2
Garage
2010
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,134 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,134/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.7%
$/sqft vs Gainesville actives
$226 vs $201
Days on market
18 vs 45 typical
Where $226/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32653 — neighborhood snapshot
Population
15,457
Median age
44.4
Median income
$97,700
Median home value
$273,700
Avg household
2.4
Households w/ children
1,735
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
181 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4931 NW 81ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$358,000
8135 NW 54TH STREET · same community
3 bd · 2 ba · 1,712 sqft · $209/sqft · 22 DOM
Sold · Jul ’26$325,000
8145 NW 53RD STREET · same community
3 bd · 2 ba · 1,591 sqft · $204/sqft · 12 DOM
Sold · Sep ’25$358,000
5153 NW 81ST AVENUE · same community
4 bd · 2 ba · 1,886 sqft · $190/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4931 NW 81ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4931 NW 81ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4931 NW 81ST AVENUE FAQs
What would the monthly payment be for 4931 NW 81ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,134/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4931 NW 81ST AVENUE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4931 NW 81ST AVENUE?+
The most recent tax bill on record (2025) was $6,706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4931 NW 81ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $375,000, this home is listed about 27% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4931 NW 81ST AVENUE?+
C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LIGHTHOUSE REALTY · Lasheaka McClellan. MLS #GC542085.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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