4939 NW 81ST AVENUE, GAINESVILLE, FL, 32653
Active109 days on marketListed Apr 17, 2026MLS #GC539435
About this home
4939 NW 81ST AVENUE
Virtually Staged. One or more photos have been virtually staged. Welcome to Weschester, where the big-ticket work is already done and the canvas is yours. This 4-bedroom, 2-bathroom home offers 1,916 square feet of easy-care living in one of NW Gainesville. A new roof (2023), new HVAC (2024), and freshly painted exterior (2026) mean you can move in with confidence and focus on making it your own. Tile floors throughout and freshly painted walls provide a clean, low-maintenance foundation from day one. Step inside to a generous foyer, a welcoming entry. The first bedroom sits just off the entrance, ideal as a home office, flex space or guest room. The layout flows into an open, light-filled living and dining area. Two additional bedrooms and a full hall bathroom are tucked along one wing, offering a smart, functional layout for family or guests. The kitchen offers generous cabinetry, plenty of counter space, a walk-in pantry and brand-new stove. A breakfast bar connects the kitchen to the family room, creating easy flow for everyday living and entertaining. Sliding glass doors open from the family room to a covered back patio, the perfect starting point for your outdoor vision. Privately situated at the rear, the primary suite has an en suite bath with split vanities, a soaking tub, a walk-in shower and a private water closet. The community has a pool, playground, green spaces and sidewalks. Whether you're a first-time buyer ready to put down roots or an investor seeking a low-maintenance layout with lasting appeal,Minutes from Publix, Fresh Market, Starbucks and popular dining along NW 43rd Street and Millhopper Road. A short drive to UF, UF/Shands, and downtown Gainesville, with easy access to US-441.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,916
Sqft
0.11 ac
Lot size
2
Garage
2010
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,707 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,707/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs Gainesville actives
$182 vs $198
Days on market
109 vs 45 typical
Where $182/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32653 — neighborhood snapshot
Population
15,457
Median age
44.4
Median income
$97,700
Median home value
$273,700
Avg household
2.4
Households w/ children
1,735
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4939 NW 81ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$358,000
5153 NW 81ST AVENUE · same community
4 bd · 2 ba · 1,886 sqft · $190/sqft · 40 DOM
Sold · Jun ’26$358,000
8135 NW 54TH STREET · same community
3 bd · 2 ba · 1,712 sqft · $209/sqft · 22 DOM
Sold · Apr ’26$388,000
4910 NW 81ST AVENUE · same community
4 bd · 2 ba · 2,136 sqft · $182/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4939 NW 81ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4939 NW 81ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4939 NW 81ST AVENUE FAQs
What would the monthly payment be for 4939 NW 81ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,707/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4939 NW 81ST AVENUE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4939 NW 81ST AVENUE?+
The most recent tax bill on record (2025) was $3,550. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4939 NW 81ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $349,000, this home is listed about 18% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4939 NW 81ST AVENUE?+
C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Holly Bender. MLS #GC539435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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