David Ramirez
$225,0003 bd1.5 ba1,065 sqft$211 /sqft$1,953 /mo all-in ↓

2902 NW 39TH PLACE, GAINESVILLE, FL, 32605

Active15 days on marketListed Jul 15, 2026MLS #GC541968

Priced 13% below the GAINESVILLE 32605 medianSingle Family ResidenceSPRINGTREE

About this home

2902 NW 39TH PLACE

Welcome to this charming 3-bedroom, 1.5-bath home nestled in the highly desirable Springtree subdivision. Perfectly located minutes from Downtown Gainesville, the University of Florida, UF Health Shands Hospital, the Malcolm Randall VA Medical Center, shopping, restaurants, and entertainment, this home offers the convenience of being close to everything while providing a comfortable place to call home. Thoughtfully maintained, the home features a new roof installed in 2022 and a new HVAC system installed in 2020, offering added peace of mind. The fully fenced backyard, including recently replaced side fence panels, creates a wonderful space for relaxing, entertaining, or enjoying time outdoors. An attached one-car garage provides additional storage and everyday convenience. Whether you’re a first-time homebuyer, downsizing, or looking for a great investment opportunity, this home offers comfort, convenience, no HOA and an unbeatable location. If you’d like to see all this home has to offer, call today to schedule your private tour.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,065

Sqft

0.25 ac

Lot size

1

Garage

1976

Year built

One

Levels

$211

Per sqft

Inside

FlooringCarpet · Linoleum · Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Natural Gas · Other

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding
FoundationBlock
FacesNorthwest
ExteriorNone

Community & fees

Taxes (2025)$4,429/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,953 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$369
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,953/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$369
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$216KedgeAI estimate $245,930 · range $239K$263K$274K

vs edgeAI estimate

−8.5%

$/sqft vs SPRINGTREE

$211 vs $234

Days on market

15 vs 36 typical

Where $211/sqft sits among the 10 homes for sale in SPRINGTREE

2 · this home
4
0
0
3
1
$189–216$216–243$243–271$271–298$298–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Springtree

Map of 2902 NW 39TH PLACE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Springtree — neighborhood snapshot

Population

1,001

Median age

39

Median income

$67,601

Median home value

$218,588

Avg household

3

Households w/ children

136

For the school run

Alachua County School District

ElementaryC. W. Norton Elementary School★★★★★
MiddleWestwood Middle School★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

2 of 10

SPRINGTREE have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the GAINESVILLE 32605 median. See the full Gainesville market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $225,000 · 15 days on market since
1976Built · SPRINGTREE

Reality check

What actually sold near 2902 NW 39TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3638 NW 83rd Ln, Sunrise FL 33351Sold · Oct ’25

$300,000

3638 NW 83rd Ln, Sunrise FL 33351 · same community

2 bd · 1 ba · 1,029 sqft · $292/sqft · 139 DOM

8341 Fairway Road, Sunrise FL 33351Sold · Apr ’26

$325,000

8341 Fairway Road, Sunrise FL 33351 · same community

2 bd · 2.5 ba · 1,028 sqft · $316/sqft · 41 DOM

4209 NW 29TH TERRACESold · Jul ’26

$230,000

4209 NW 29TH TERRACE · same community

2 bd · 1 ba · 1,102 sqft · $209/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2902 NW 39TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2902 NW 39TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2902 NW 39TH PLACE FAQs

What would the monthly payment be for 2902 NW 39TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2902 NW 39TH PLACE?+

The most recent tax bill on record (2025) was $4,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $225,000, this home is listed about 24% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2902 NW 39TH PLACE?+

C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WATSON REALTY CORP · Keandrea Aiken. MLS #GC541968.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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