4146 NW 30TH TERRACE, GAINESVILLE, FL, 32605
Active118 days on marketListed Apr 9, 2026MLS #GC539225
About this home
4146 NW 30TH TERRACE
This diamond in the rough just needs a little bit of polish!! This adorable and sturdy concrete block, 3/2 sits on a spacious lot with abundant bird life and is loaded with potential. The open plan includes A FRESHLY PAINTED INTERIOR JUNE 2026, a great room, an indoor laundry room, a 1-car garage, 2025 refinished kitchen cabinets, newer master vanity, double-paned vinyl windows and sliding doors to a peaceful, fenced back yard. Enjoy the tranquil cul-de-sac environment conveniently located a few miles north of UF and minutes from downtown Gainesville.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,196
Sqft
0.2 ac
Lot size
1
Garage
1978
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,988 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,988/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.8%
$/sqft vs SPRINGTREE
$190 vs $234
Days on market
118 vs 45 typical
Where $190/sqft sits among the 10 homes for sale in SPRINGTREE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Springtree
Get to know Gainesville. See the full Gainesville guide →
Springtree — neighborhood snapshot
Population
1,001
Median age
39
Median income
$67,601
Median home value
$218,588
Avg household
3
Households w/ children
136
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
1 of 10
SPRINGTREE have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4146 NW 30TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$246,000
4229 NW 29TH TERRACE · same community
3 bd · 2 ba · 1,112 sqft · $221/sqft · 4 DOM
Sold · Jul ’26$230,000
4209 NW 29TH TERRACE · same community
2 bd · 1 ba · 1,102 sqft · $209/sqft · 13 DOM
Sold · Oct ’25$300,000
3638 NW 83rd Ln, Sunrise FL 33351 · same community
2 bd · 1 ba · 1,029 sqft · $292/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4146 NW 30TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4146 NW 30TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4146 NW 30TH TERRACE FAQs
What would the monthly payment be for 4146 NW 30TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,988/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4146 NW 30TH TERRACE?+
The most recent tax bill on record (2025) was $4,708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $226,900, this home is listed about 22% below the Gainesville median of $291,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4146 NW 30TH TERRACE?+
C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32605 market on paper
$226,900 is 11% below the GAINESVILLE 32605 median of $255,000, and at $190/sqft it sits under the Gainesville average of $208.
02Time on market is leverage
118 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $259,900, now $226,900 — a $33K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Perry McDonald. MLS #GC539225.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Gainesville homes, in your inbox
Like 4146 NW 30TH TERRACE but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →