369 NE DIANA TERRACE, LAKE CITY, FL, 32055
Active27 days on marketListed Jul 17, 2026MLS #GC541950
About this home
369 NE DIANA TERRACE
This is a 3 bedroom, 2 bathroom home on just over an acre in Lake City, Florida that has been fully remodeled inside and out and is ready to move into. The property sits on a paved road, is fully fenced, and has a gated entrance. The roof is 4 years old. The home runs on well and septic. Inside, the home has been updated throughout. The master bedroom is a good size and has its own private full bathroom. The other two bedrooms share the second full bathroom and work well for kids, guests, or a home office. The 1.024 acres is fully fenced which is great for kids, dogs, or anyone who wants defined boundaries around their property. The gated entrance adds privacy and security. The paved road means easy access year round without dealing with dirt or gravel. Location is one of the strongest parts of this property. You are only 6 minutes from Lake City where you have Walmart, Publix, Lowe's, Home Depot, Lake City Medical Center, and a full range of restaurants and everyday services. Live Oak is 28 minutes away. Gainesville is about an hour down the road with UF Health Shands and everything a major city offers. No HOA. Fenced and gated. Remodeled. Paved road. Over an acre. 6 minutes from town. This one is ready to go.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,120
Sqft
1.02 ac
Lot size
2
Garage
1983
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,785 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,785/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake City actives
$205 vs $190
Days on market
27 vs 55 typical
Where $205/sqft sits among the 59 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32055 — neighborhood snapshot
Population
16,792
Median age
36.6
Median income
$57,328
Median home value
$161,200
Avg household
2.52
Households w/ children
2,057
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $292K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
28 of 59
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the LAKE CITY 32055 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 369 NE DIANA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$26,000
189 NW MEEKS STREET
3 bd · 1 ba · 1,153 sqft · $23/sqft · 6 DOM
Sold · Sep ’25$174,900
2206 N US HIGHWAY 441
3 bd · 2 ba · 1,050 sqft · $167/sqft · 0 DOM
Sold · May ’26$40,000
337 NW JEB TERRACE
3 bd · 1 ba · 1,333 sqft · $30/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 369 NE DIANA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 369 NE DIANA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
369 NE DIANA TERRACE FAQs
What would the monthly payment be for 369 NE DIANA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,785/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 369 NE DIANA TERRACE?+
The most recent tax bill on record (2025) was $2,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $230,000, this home is listed about 42% below the Lake City median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 369 NE DIANA TERRACE?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SAUCER REALTY & CAPITAL · Ronald Carver. MLS #GC541950.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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