2876 SE COUNTY ROAD 245, LAKE CITY, FL, 32025
Active23 days on marketListed Jul 16, 2026MLS #GC541987
About this home
2876 SE COUNTY ROAD 245
Welcome to this well-maintained 3-bedroom, 2-bathroom home offering 1,974 heated square feet on a peaceful 2.5-acre homesite. Designed with a desirable split-bedroom floor plan, this home provides both functionality and privacy. The spacious kitchen features stainless steel appliances, ample cabinetry, and generous counter space, opening to the main living areas for easy everyday living and entertaining. The living room is anchored by a cozy fireplace, creating a warm and inviting atmosphere. Luxury vinyl plank flooring extends throughout the main living areas, while the bedrooms are finished with comfortable carpet. Enjoy the serenity of country living with plenty of room to relax, garden, or enjoy the outdoors, all while remaining conveniently located just 10 minutes from downtown Lake City and approximately 45 minutes from Gainesville. If you’re looking for privacy, space, and modern comfort with easy access to shopping, dining, and everyday amenities, this property is a must-see.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,974
Sqft
2.5 ac
Lot size
1998
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,754 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,754/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.9%
$/sqft vs NONE
$114 vs $343
Days on market
23 vs 55 typical
Where $114/sqft sits among the 273 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32025 — neighborhood snapshot
Population
23,268
Median age
39.5
Median income
$47,074
Median home value
$184,900
Avg household
2.35
Households w/ children
2,322
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $249K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
107 of 273
NONE have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the LAKE CITY 32025 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 2876 SE COUNTY ROAD 245
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$585,000
6160 WINNING WOOD TRAIL · same community
3 bd · 2 ba · 1,982 sqft · $295/sqft · 125 DOM
Sold · Dec ’25$865,000
3905 SE 84TH LANE ROAD · same community
3 bd · 2 ba · 1,960 sqft · $441/sqft · 122 DOM
Sold · Dec ’25$725,000
311 S PROSPECT STREET · same community
3 bd · 2 ba · 1,877 sqft · $386/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2876 SE COUNTY ROAD 245 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2876 SE COUNTY ROAD 245 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2876 SE COUNTY ROAD 245 FAQs
What would the monthly payment be for 2876 SE COUNTY ROAD 245?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,754/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2876 SE COUNTY ROAD 245?+
The most recent tax bill on record (2025) was $2,051. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $224,900, this home is listed about 44% below the Lake City median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2876 SE COUNTY ROAD 245?+
Columbia High School (high), Eastside Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Tony Espetia. MLS #GC541987.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake City homes, in your inbox
Like 2876 SE COUNTY ROAD 245 but not quite? A daily digest of every new listing in Lake City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →