119 NE 98TH LANE, BRANFORD, FL, 32008
Active22 days on marketListed Jul 13, 2026MLS #GC541924
About this home
119 NE 98TH LANE
COUNTRY LIVING AT ITS FINEST! This beautifully maintained 2021 Champion Cypress manufactured home offers 1,512 heated and cooled square feet with 3 bedrooms and 2 bathrooms, all nestled on 8.57 fenced acres on a desirable corner lot in Gilchrist County, home to A-rated schools. Ideally located near the Santa Fe River and several crystal-clear freshwater springs, you’ll enjoy the perfect balance of peaceful country living and outdoor recreation. Inside, you’ll find a bright, open floor plan featuring tape-and-textured drywall throughout, luxury vinyl plank flooring, newer faux wood window blinds, and a spacious kitchen that flows seamlessly into the living and dining areas. The primary suite offers a large walk-in closet and an oversized walk-in shower, creating a comfortable private retreat. Additional features include a security system and a whole-house generator with a propane tank for added peace of mind. Equestrian enthusiasts will appreciate the thoughtfully designed property, complete with four paddocks, quality fencing, and board fencing along the entire road frontage with wire fencing behind it. A 24’x25’ metal workshop with two 16-foot wings provides exceptional space for equipment, projects, or livestock needs, with a concrete floor throughout the entire structure. Two separate electric services—one for the home and one for the workshop—offer added flexibility for future expansion or agricultural use. Scattered mature oak trees provide shade and character while open pasture offers plenty of room for horses, livestock, or simply enjoying the beauty of North Florida’s countryside. The property currently benefits from Greenbelt agricultural classification, helping keep property taxes low. With no HOA and no deed restrictions, you’ll have the freedom to enjoy your property your way. Move-in ready and full of possibilities, this exceptional mini farm offers the ideal blend of comfort, functionality, and rural charm
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,512
Sqft
8.57 ac
Lot size
2021
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,567 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,567/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.8%
$/sqft vs Branford actives
$245 vs $282
Days on market
22 vs 30 typical
Where $245/sqft sits among the 16 Branford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Branford
Get to know Branford. See the full Branford guide →
BRANFORD 32008 — neighborhood snapshot
Population
6,263
Median age
39.9
Median income
$49,277
Median home value
$167,600
Avg household
2.56
Households w/ children
711
For the school run
Lafayette County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Branford market
$199K → $960K
Branford median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
8 of 16
Branford actives have cut their price
Median sold price, Branford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the BRANFORD 32008 median. See the full Branford market guide →
Paper trail
This home's history
Reality check
What actually sold near 119 NE 98TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$246,000
609 NW 96TH PLACE
3 bd · 2 ba · 1,358 sqft · $181/sqft · 21 DOM
Sold · May ’26$220,000
229 NW 93RD LANE
3 bd · 2 ba · 1,300 sqft · $169/sqft · 3 DOM
Sold · May ’26$246,000
609 NW 96TH PLACE
3 bd · 2 ba · 1,248 sqft · $197/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 119 NE 98TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 119 NE 98TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
119 NE 98TH LANE FAQs
What would the monthly payment be for 119 NE 98TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,567/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 119 NE 98TH LANE?+
The most recent tax bill on record (2025) was $787. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Branford?+
At $369,900, this home is listed about 22% below the Branford median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 119 NE 98TH LANE?+
Lafayette Elementary School (elementary) — Lafayette County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMETOWN REALTY OF NORTH FLORIDA, INC · Natalie Rankin, S. MLS #GC541924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Branford homes, in your inbox
Like 119 NE 98TH LANE but not quite? A daily digest of every new listing in Branford — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →